1057 Courthouse Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1057 Courthouse Rd, Palmyra, VA 22963

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 2022
Lot Size	2.04 acres (89,254 sqft)
Owner	2 Individual Names on File
Last Sale	$399,300 (Jun 2022)
Tax Bill	$2,973 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31 A 9`

Property Details

APN / Parcel Number

Primary APN	`31 A 9`
Alternative APN	`9859`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	936 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,254 sqft (2.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9859
Street Address	1057 COURTHOUSE RD
City	PALMYRA
State	VA
Zip	22963-4495
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	INST 220002385 AC 2.049
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1054
Census Tract	20200

Owner

1057 Courthouse Rd, a rural home, is owned and occupied by two individuals who bought it in June 2022.

Source: Fluvanna County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1057 COURTHOUSE RD, PALMYRA, VA 22963-4495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage TOWNE FIRST MORTGAGE
Mar 9, 2020	Bargain and Sale Deed, Transfer · Commercial Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Apr 26, 2021 · Amount on File
Deed Document Number	20222385
Prior Transfer Date	Jun 13, 2005
Prior Transfer Doc	000665/521
Record Updated	Sep 20, 2026

June 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 30, 2022
Property Address	1057 COURTHOUSE RD, PALMYRA, VA 22963-4495
Document Number	0220002385
Map Reference	DOC 210002075
Instrument Date	Jun 14, 2022
Instrument	220002385
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 COURTHOUSE RD, PALMYRA, VA 22963-4495

Mortgage

Document Number	0220002386
Date	Jun 30, 2022
Instrument	220002386

Lender

Name	TOWNE FIRST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 9, 2020
Property Address	1057 COURTHOUSE RD, PALMYRA, VA 22963-4495
Document Number	0200000809
Map Reference	DB 245 PG 232
Instrument Date	Feb 18, 2020
Instrument	200000809
Transaction Type	Transfer
Record Updated	Oct 25, 2024
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PREMIER CIR STE 200, 200, CHARLOTTESVILLE, VA 22901-1896
Investor	Possibly a Property Investor

Mortgage

Document Number	0200000811
Date	Mar 9, 2020
Instrument	200000811

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1057 Courthouse Rd was $2,973, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,800 (-) Land $35,200 Building $358,600	$393,800 (-) Land $35,200 Building $358,600
2025	$2,973.00 (+0.68%)	$393,800 Land $35,200 Building $358,600	$393,800 Land $35,200 Building $358,600
2024	$2,953.00
2023		$325,100 Land $35,200 Building $289,900	$325,100 Land $35,200 Building $289,900
2022	$2,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1057 Courthouse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 Courthouse Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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