893 Courthouse Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 893 Courthouse Rd, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,546 sqft · built 1963
Lot Size	8.62 acres (375,618 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31 A 8`

Property Details

APN / Parcel Number

Primary APN	`31 A 8`
Alternative APN	`7645`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
Gross Area	3,962 sqft
1st Floor Area	1,546 sqft
Basement Area	1,546 sqft
Finished Basement	1,546 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	375,618 sqft (8.62 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Porch
Porch Area	326 sqft
Deck Area	232 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7645
Street Address	893 COURTHOUSE RD
City	PALMYRA
State	VA
Zip	22963-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 487-254 AC 8.623
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1054
Census Tract	20200

Owner

Source: Fluvanna County records · APN 31 A 8

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	893 COURTHOUSE RD, PALMYRA, VA 22963-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	893 COURTHOUSE RD, PALMYRA, VA 22963-4412
Transaction Type	Mortgage
Record Updated	Dec 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210005771
Date	Nov 19, 2021
Instrument	210005771

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Aug 01, 2035

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	893 COURTHOUSE RD, PALMYRA, VA 22963-4412
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002760
Date	Jul 28, 2020
Instrument	200002760

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,864 (-) Land $64,800 Building $383,064	$447,864 (-) Land $64,800 Building $383,064
2025	$3,381.00 (+16.47%)	$447,864 (+30.19%) Land $64,800 Building $383,064	$447,864 (+30.19%) Land $64,800 Building $383,064
2023		$344,000 Land $64,800 Building $279,200	$344,000 Land $64,800 Building $279,200
2022	$2,903.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985, tidal / storm surge

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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