1147 Courthouse Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1147 Courthouse Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,944 sqft · built 2022
Lot Size	2.11 acres (92,086 sqft)
Owner	Individual Name on File
Last Sale	$396,580 (Jul 2022)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31 A 11`

Property Details

APN / Parcel Number

Primary APN	`31 A 11`
Alternative APN	`9854`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	92,086 sqft (2.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9854
Street Address	1147 COURTHOUSE RD
City	PALMYRA
State	VA
Zip	22963-4743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 240000736 AC 2.114
Legal Block	1
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1054
Census Tract	20200

Owner

1147 Courthouse Rd is owned and occupied by an individual who bought it in July 2022.

Source: Fluvanna County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1147 COURTHOUSE RD, PALMYRA, VA 22963-4743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Jul 5, 2022	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Apr 1, 2024	Deed, Transfer · VA Mortgage NAVY FCU
Mar 8, 2007	Warranty Deed, Transfer BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Mar 8, 2007 · Amount on File
Deed Document Number	20222435
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	000678/981
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Recording Date	Aug 7, 2026
Property Address	1147 COURTHOUSE RD, PALMYRA, VA 22963-4743
Document Number	0000002416
Instrument Date	Aug 5, 2026
Instrument	20262416
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 HARRIS LN, PALMYRA, VA 22963-4491

Mortgage

Document Number	0000002416,
Date	Aug 7, 2026
Instrument	20262416

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	1147 COURTHOUSE RD, PALMYRA, VA 22963-4743
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002436
Date	Jul 5, 2022
Instrument	220002436

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 1, 2024
Property Address	1147 COURTHOUSE RD, PALMYRA, VA 22963-4743
Document Number	0240000736
Map Reference	DOC 210002075
Instrument Date	Mar 18, 2024
Instrument	240000736
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 COURTHOUSE RD, PALMYRA, VA 22963-4743

Mortgage

Document Number	0240000737
Date	Apr 1, 2024
Instrument	240000737

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 8, 2007
Property Address	1147 COURTHOUSE RD, PALMYRA, VA 22963-4743
Document Number	000719/765
Book / Page	719 / 765
Map Reference	DD76 PG583
Instrument Date	Mar 7, 2007
Instrument	1218
Transaction Type	Transfer
Record Updated	Oct 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2421 SIMEON CT, CHARLOTTESVILLE, VA 22902-7907

Mortgage

Document Number	000719/768
Date	Mar 8, 2007
Book Page	719/768
Instrument	1219

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Amount	Amount on Record
Term	300 Months
Due	Mar 21, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1147 Courthouse Rd was $2,878, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,300 (-) Land $35,500 Building $345,800	$381,300 (-) Land $35,500 Building $345,800
2025	$2,878.00 (+0.66%)	$381,300 Land $35,500 Building $345,800	$381,300 Land $35,500 Building $345,800
2024	$2,859.00
2023		$308,200 Land $35,500 Building $272,700	$308,200 Land $35,500 Building $272,700
2022	$2,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1147 Courthouse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1147 Courthouse Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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