1056 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 1056 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,050 sqft · built 1930
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Jun 2019)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-028-104-078`

Property Details

APN / Parcel Number

Primary APN	`06-24-028-104-078`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,020 sqft
Basement Area	696 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	279 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	780 sqft
Porch	Enclosed Frame Porch
Porch Area	60 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1056 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20010789295
Legal Subdivision	STECKS TENTH AVENUE ALLOTMENT
Legal Tract	24
Legal Block	104
Legal Lot Number	28
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	70400

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1056 W RIVER RD N, ELYRIA, OH 44035-2810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 10, 2019	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Nov 9, 2001 · Amount on Record
Deed Document Number	2019717714
Last Transfer Date	Jun 23, 2022
Transfer Doc	0000881853
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jul 5, 2022
Property Address	1056 W RIVER RD N, ELYRIA, OH 44035-2810
Document Number	0000881853
Instrument Date	Jun 23, 2022
Instrument	2022-0881853
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 W RIVER RD N, ELYRIA, OH 44035-2810

Mortgage

Document Number	0000881854
Date	Jul 5, 2022
Instrument	2022-0881854

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 10, 2019
Property Address	1056 W RIVER RD N, ELYRIA, OH 44035-2810
Document Number	0000717714
Instrument Date	Jun 8, 2019
Instrument	717714
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1056 W RIVER RD N ELYRIA OH 440352810, ELYRIA, OH 44035-2810

Mortgage

Document Number	717715
Date	Jun 10, 2019
Instrument	717715

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,291.00 (-0.54%) Homeowner's exemption	$69,140 (+0.01%) Land $12,600 Building $56,540	$197,530 (-) Land $36,000 Building $161,530
2024	$3,309.00 (+49.46%)	$69,136 (+73.76%) Land $12,600 Building $56,536	$197,530 (+73.76%) Land $36,000 Building $161,530
2023	$2,214.00 (+1.1%)	$39,789 (%) Land $5,821 Building $33,968	$113,680 (-) Land $16,630 Building $97,050
2022	$2,190.00	$39,790 Land $5,820 Building $33,970
2021			$113,680 Land $16,630 Building $97,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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