1091 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 1091 W River Rd N, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1953
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-169-000-019`

Property Details

APN / Parcel Number

Primary APN	`06-24-169-000-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	143 ft deep x 100 ft wide
Terrain	Steep
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	200 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1091 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -002 & -016
Legal Subdivision	ELYRIA
Legal Tract	24
Legal Lot Number	169
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2000
Census Tract	70300

Owner

Source: Lorain County records · APN 06-24-169-000-019

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1091 W RIVER RD N, ELYRIA, OH 44035-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 1998
Deed Sale	Jun 15, 1998
Deed Document Number	543026
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1091 W RIVER RD N, ELYRIA, OH 44035-2811
Document Number	0000707825
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 03, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1091 W RIVER RD N ELYRIA OH 440352811, ELYRIA, OH 44035-2811

Mortgage

Document Number	0000707825
Date	Mar 18, 2019
Instrument	707825

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00	$45,690 (+%) Land $17,290 Building $28,400	$130,540 (-) Land $49,400 Building $81,140
2024	$1,172.00 (-21.5%)	$45,689 (+24.98%) Land $17,290 Building $28,399	$130,540 (+24.98%) Land $49,400 Building $81,140
2023	$1,493.00 (-1.13%)	$36,558 (-0.01%) Land $15,939 Building $20,619	$104,450 (-) Land $45,540 Building $58,910
2022	$1,510.00	$36,560 Land $15,940 Building $20,620
2021			$104,450 Land $45,540 Building $58,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.