Lorain County property record for 1040 W River Rd N, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,354 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | Attached, 200 sqft |
| Last Sale | $65,000 (2023) |
| Tax Bill | $1,644.00 (2024) |
| Primary APN | 06-24-028-104-084 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,354 sqft Living Area |
| Gross Area | 1,554 sqft Gross Area |
| 1st Floor | 1,116 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 117 ft x 55 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 200 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Patio Area | 150 sqft Patio |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1040 W RIVER RD N |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CASCADE COLONY 55.13 X 105.67 |
| Legal Subdivision | CASCADE COLONY |
| Legal Tract | 24 |
| Legal Block | 104 |
| Legal Lot Number | PT75 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-028-104-084
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 964 LOUISE AVE, SAN JOSE, CA 95125-3322 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Building or Construction Mortgage BPL MORTGAGE LLC |
| Feb 12, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Dec 13, 2023 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Mar 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 26, 2017 | Warranty Deed, Transfer MOUNT MORRIS TITLE |
| Dec 11, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on Record |
| Deed Sale | Dec 13, 2023 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Doc Number | 2023938434 |
| Last Transfer Date | Feb 01, 2024 |
| Transfer Doc | 0000003798 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1040 W RIVER RD N, ELYRIA, OH 44035-2810 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000068205 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025-0068205 |
| Name | BPL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VILLA PARK, IL 60181 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 12, 2024 |
| Property Address | 1040 W RIVER RD N, ELYRIA, OH 44035-2810 |
| Document Number | 0000003798 |
| Map Reference | VOL 14 PG 12-14 |
| Instrument Date | Feb 01, 2024 |
| Instrument | 2024-0003798 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 964 LOUISE AVE, SAN JOSE, CA 95125-3322 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 13, 2023 |
| Property Address | 1040 W RIVER RD N, ELYRIA, OH 44035-2810 |
| Document Number | 0000938434 |
| Map Reference | VOL 14 PG 12-14 |
| Instrument Date | Dec 06, 2023 |
| Instrument | 2023-0938434 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 W RIVER RD N, ELYRIA, OH 44035-2810 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 28, 2018 |
| Property Address | 1040 W RIVER RD N, ELYRIA, OH 44035-2810 |
| Document Number | 0000666391 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 666391 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11624 PROSPECT HILL DR GOLD RIVER CA 956708221, GOLD RIVER, CA 95670-8221 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 26, 2017 |
| Property Address | 1040 W RIVER RD N, ELYRIA, OH 44035-2810 |
| Document Number | 0000649500 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 649500 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | MOUNT MORRIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4456 ABBE RD #303 SHEFFIELD VILLAGE OH 440542910, 303, SHEFFIELD VILLAGE, OH 44054-2910 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 11, 2017 |
| Property Address | 1040 W RIVER RD N, ELYRIA, OH 44035-2810 |
| Document Number | 0000654520 |
| Instrument Date | Oct 07, 2017 |
| Instrument | 654520 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 11 624 PROSPECT HILL DR GOLD RIVER CA 95670, GOLD RIVER, CA 95670 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,364.00 (-17.03%) | $27,600 (%) Land $7,620 Building $19,980 | $78,860 (-) Land $21,780 Building $57,080 |
| 2024 | $1,644.00 (+17.43%) | $27,601 (+9.97%) Land $7,623 Building $19,978 | $78,860 (+9.97%) Land $21,780 Building $57,080 |
| 2023 | $1,400.00 (-4.44%) | $25,099 (%) Land $8,285 Building $16,814 | $71,710 (-) Land $23,670 Building $48,040 |
| 2022 | $1,465.00 | $25,100 Land $8,290 Building $16,810 | |
| 2021 | $71,710 Land $23,670 Building $48,040 |
1040 W River Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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