10557 Coppergate, Carmel, IN 46032 Property Records

Hamilton County property record for 10557 Coppergate, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 7,399 sqft · built 1988
Lot Size	2.11 acres (92,347 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,624 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-002-020.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-002-020.000-018`
Alternative APNs	`291309002020000034` `1713090002020000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	19 Rooms
Stories	2 Stories
Building Area	7,399 sqft Living Area
1st Floor Area	3,630 sqft
2nd Floor Area	2,613 sqft
Basement Area	1,542 sqft
Finished Basement	1,156 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	92,347 sqft (2.11 acres)
Lot Dimensions	305 ft deep x 587 ft wide
Garage Type	Attached
Garage Area	1,194 sqft
Parking Spaces	4 Parking Spaces
Pool Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713090002020000
Old Parcel Number	291309002020000034
Street Address	10557 COPPERGATE
City	CARMEL
State	IN
Zip	46032-8261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 2.12, SECTION 9, TOWNSHIP 17, RANGE 3, COPPERGATE, LOT 17
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	COPPERGATE
Legal Lot Number	17
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10557 COPPERGATE, CARMEL, IN 46032-8261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB
Jun 24, 2019	Deed of Trust, Mortgage STOCKYARD BK&TR
Jun 24, 2019	Deed of Trust, Mortgage STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10557 COPPERGATE, CARMEL, IN 46032-8261
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021081870
Date	Nov 12, 2021
Instrument	2021081870

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	CANTON, OH 44711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10557 COPPERGATE, CARMEL, IN 46032-8261
Document Number	0000029316
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	FIRST TITLE INC/IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10557 COPPERGATE CARMEL IN 460328261, CARMEL, IN 46032-8261

Mortgage

Document Number	0000029316
Date	Jul 5, 2019
Instrument	29316

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10557 COPPERGATE, CARMEL, IN 46032-8261
Document Number	0000058871
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10557 COPPERGATE CARMEL IN 460328261, CARMEL, IN 46032-8261

Mortgage

Document Number	0000058871
Date	Nov 21, 2019
Instrument	58871

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40208

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,041,500 (+2.5%) Land $362,000 Building $679,500	$1,041,500 (+2.5%) Land $362,000 Building $679,500
2024	$12,624.00 (-2.46%)	$1,016,100 (-1.66%) Land $362,000 Building $654,100	$1,016,100 (-1.66%) Land $362,000 Building $654,100
2023	$12,943.00 (+10.86%) Homeowner's exemption	$1,033,200 (+12.82%) Land $362,000 Building $671,200	$1,033,200 (+12.82%) Land $362,000 Building $671,200
2022	$11,675.00 Homeowner's exemption	$915,800 Land $362,000 Building $553,800	$915,800 Land $362,000 Building $553,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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