10562 Coppergate, Carmel, IN 46032 Property Records

Hamilton County property record for 10562 Coppergate, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 3,774 sqft · built 1989
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on Record
Last Sale	$462,000 (Dec 2023)
Tax Bill	$8,411 (2024)
Deeds & Mortgages	Dec 2023 Sale Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-002-032.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-002-032.000-018`
Alternative APNs	`291309002032000034` `1713090002032000`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,774 sqft Living Area
1st Floor Area	2,570 sqft
2nd Floor Area	1,204 sqft
Basement Area	641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	297 ft deep x 187 ft wide
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713090002032000
Old Parcel Number	291309002032000034
Street Address	10562 COPPERGATE
City	CARMEL
State	IN
Zip	46032-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.39, SECTION 9, TOWNSHIP 17, RANGE 3, COPPERGATE, LOT 29
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	COPPERGATE
Legal Lot Number	29
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111103

Owner

Source: Hamilton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10562 COPPERGATE, CARMEL, IN 46032-9203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Land Contract, Transfer
Jul 16, 2018	Deed of Trust, Mortgage KEYBANK USA
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage STAR FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Jan 2, 2004
Deed Document Number	0000045726
Last Transfer Date	Dec 6, 2023
Transfer Doc	0000045726
Record Updated	Jun 8, 2026

December 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HAMILTON IN
Recording Date	Dec 6, 2023
Property Address	10562 COPPERGATE, CARMEL, IN 46032-9203
Document Number	0000045726
Map Reference	MB 13 PG 121-125
Instrument Date	Dec 4, 2023
Instrument	2023045726
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13333 SIX POINTS RD, CARMEL, IN 46032-7933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10652 COPPERGATE, CARMEL, IN 46032

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10562 COPPERGATE, CARMEL, IN 46032-9203
Document Number	0000037590
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10562 COPPERGATE CARMEL IN 460329203, CARMEL, IN 46032-9203

Mortgage

Document Number	0000037590
Date	Aug 14, 2018
Instrument	37590

Lender

Name	KEYBANK USA
Type	Bank
Address	4910 TIEDEMAN RD, BROOKLYN, OH 44144-2338

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 1, 2017
Property Address	10562 COPPERGATE, CARMEL, IN 46032-9203
Document Number	2017043667
Map Reference	MB13 PG121-125
Instrument Date	Aug 31, 2017
Instrument	2017043667
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10562 COPPERGATE, CARMEL, IN 46032-9203

Mortgage

Document Number	2017043668
Date	Sep 1, 2017
Instrument	2017043668

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$714,600 (+0.86%) Land $289,000 Building $425,600	$714,600 (+0.86%) Land $289,000 Building $425,600
2024	$8,411.00 (+0.77%)	$708,500 (-) Land $289,000 Building $419,500	$708,500 (-) Land $289,000 Building $419,500
2023	$8,347.00 (+10.73%) Homeowner's exemption	$708,500 (+11.93%) Land $289,000 Building $419,500	$708,500 (+11.93%) Land $289,000 Building $419,500
2022	$7,538.00 Homeowner's exemption	$633,000 Land $289,000 Building $344,000	$633,000 Land $289,000 Building $344,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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