10550 Coppergate, Carmel, IN 46032 Property Records

Hamilton County property record for 10550 Coppergate, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,805 sqft · built 1990
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Tax Bill	$10,818 (2024)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-002-029.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-002-029.000-018`
Alternative APNs	`291309002029000034` `1713090002029000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	6,805 sqft Living Area
1st Floor Area	3,537 sqft
2nd Floor Area	2,368 sqft
Attic	Attic
Attic Area	1,375 sqft
Basement Area	1,776 sqft
Finished Basement	900 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	299 ft deep x 204 ft wide
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft
Gazebo	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713090002029000
Old Parcel Number	291309002029000034
Street Address	10550 COPPERGATE
City	CARMEL
State	IN
Zip	46032-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.40, SECTION 9, TOWNSHIP 17, RANGE 3, COPPERGATE, LOT 26
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	COPPERGATE
Legal Lot Number	26
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111103

Owner

10550 Coppergate is owned and occupied by an individual who acquired it in July 2018.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10550 COPPERGATE, CARMEL, IN 46032-9203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018
Deed Sale	Jul 17, 2018
Prior Sale	Jul 19, 2006
Deed Document Number	2018032444
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 17, 2018
Property Address	10550 COPPERGATE, CARMEL, IN 46032-9203
Document Number	2018032444
Map Reference	MB13 PG121-125
Instrument Date	Jul 13, 2018
Instrument	2018032444
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10550 COPPERGATE, CARMEL, IN 46032-9203

Mortgage

Document Number	2018032445
Date	Jul 17, 2018
Instrument	2018032445

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.87%
Index	12-Month MTA
Max Rate	8.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$942,300 (+3.23%) Land $290,000 Building $652,300	$942,300 (+3.23%) Land $290,000 Building $652,300
2024	$10,818.00 (+2.01%)	$912,800 (+3.27%) Land $290,000 Building $622,800	$912,800 (+3.27%) Land $290,000 Building $622,800
2023	$10,605.00 (+12.08%) Homeowner's exemption	$883,900 (+13.22%) Land $290,000 Building $593,900	$883,900 (+13.22%) Land $290,000 Building $593,900
2022	$9,462.00 Homeowner's exemption	$780,700 Land $290,000 Building $490,700	$780,700 Land $290,000 Building $490,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10550 Coppergate in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10550 Coppergate is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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