10546 Coppergate, Carmel, IN 46032 Property Records

Hamilton County property record for 10546 Coppergate, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 6,074 sqft · built 1990
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,944 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-002-027.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-002-027.000-018`
Alternative APNs	`291309002027000034` `1713090002027000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	6,074 sqft Living Area
Gross Area	9,580 sqft
1st Floor Area	6,956 sqft
2nd Floor Area	2,425 sqft
Basement Area	1,762 sqft
Finished Basement	880 sqft
Unfinished Basement	882 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	294 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	2,624 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10546 COPPERGATE
City	CARMEL
State	IN
Zip	46032-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.27, SECTION 9, TOWNSHIP 17, RANGE 3, COPPERGATE, LOT 24
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	COPPERGATE
Legal Lot Number	24
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111103

Owner

Source: Hamilton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10546 COPPERGATE, CARMEL, IN 46032-9203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026
Deed Sale	Aug 18, 2026
Prior Sale	May 11, 2021
Deed Document Number	202637523
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 18, 2026
Property Address	10546 COPPERGATE, CARMEL, IN 46032-9203
Document Number	0000037523
Instrument Date	Aug 14, 2026
Instrument	202637523
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10546 COPPERGATE, CARMEL, IN 46032-9203

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 11, 2021
Property Address	10546 COPPERGATE, CARMEL, IN 46032-9203
Document Number	0000035339
Instrument Date	Mar 18, 2021
Instrument	2021035339
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10546 COPPERGATE, CARMEL, IN 46032-9203

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,944.00 (-1.73%)	$837,500 (+3.11%) Land $277,000 Building $560,500	$837,500 (+3.11%) Land $277,000 Building $560,500
2024	$16,225.00 (-3.05%)	$812,200 (-) Land $277,000 Building $535,200	$812,200 (-) Land $277,000 Building $535,200
2023	$16,736.00 (+15.46%)	$812,200 (+15.57%) Land $277,000 Building $535,200	$812,200 (+15.57%) Land $277,000 Building $535,200
2022	$14,495.00 Homeowner's exemption	$702,800 Land $277,000 Building $425,800	$702,800 Land $277,000 Building $425,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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