Miami County property record for 1055 E Main St, Troy, OH 45373 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 978 sqft · built 1920 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Aug 2021) |
| Tax Bill | $1,143 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-057246 |
| Primary APN | D08-057246 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 978 sqft Living Area |
| 1st Floor Area | 1,956 sqft |
| Basement Area | 440 sqft |
| Unfinished Basement | 440 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1055 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 6191 |
| Legal Subdivision | EAST TROY |
| Legal Lot Number | 6191 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-057246
Assessment roll updated March 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1055 E MAIN ST, TROY, OH 45373-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Aug 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 19, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2021 · Amount on Record |
| Deed Sale | Aug 09, 2021 · Amount on Record |
| Prior Sale | Aug 09, 2021 · Amount on Record |
| Deed Document Number | 20212021OR-13854 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1055 E MAIN ST, TROY, OH 45373-3446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013690 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022OR-13690 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 16, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 09, 2021 |
| Property Address | 1055 E MAIN ST, TROY, OH 45373-3446 |
| Document Number | 0000013854 |
| Map Reference | MB 10 PG 148 |
| Instrument Date | Jul 08, 2021 |
| Instrument | 2021OR-13854 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1055 E MAIN ST, TROY, OH 45373-3446 |
| Document Number | 0000013855 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 2021OR-13855 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1055 E MAIN ST, TROY, OH 45373-3446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001059 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 2019OR-01059 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1055 E MAIN ST, TROY, OH 45373-3446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000008091 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020OR-08091 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,143.00 (+30.78%) Homeowner's exemption | $33,220 (+43.13%) Land $9,240 Building $23,980 | $94,900 (+43.14%) Land $26,400 Building $68,500 |
| 2024 | $874.00 (+2.22%) Homeowner's exemption | $23,210 (-) Land $9,630 Building $13,580 | |
| 2023 | $855.00 (+17.45%) Homeowner's exemption | $23,210 (-) Land $9,630 Building $13,580 | $66,300 (-) Land $27,500 Building $38,800 |
| 2022 | $728.00 Homeowner's exemption | $23,210 Land $9,630 Building $13,580 | $66,300 Land $27,500 Building $38,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093652001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1990) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1990, river or lake flooding |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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