Miami County property record for 1051 E Main St, Troy, OH 45373 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1920 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,900 (Nov 1986) |
| Tax Bill | $1,622 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-057344 |
| Primary APN | D08-057344 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 194 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 282 sqft |
| Patio Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1051 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 6230 |
| Legal Lot Number | 6230 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-057344
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1051 E MAIN ST, TROY, OH 45373-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 1986 · Amount on Record |
| Deed Sale | Nov 01, 1986 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 1051 E MAIN ST, TROY, OH 45373-3446 |
| Document Number | 0000009002 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 20269002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1051 E MAIN ST, TROY, OH 45373-3446 |
| Document Number | 0000009002, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20269002 |
| Name | FIRST FINANCIAL NW BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 10, 2051 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,622.00 (-17.62%) Homeowner's exemption | $69,970 (+34.07%) Land $9,140 Building $60,830 | $199,900 (+34.07%) Land $26,100 Building $173,800 |
| 2024 | $1,969.00 (+2.23%) Homeowner's exemption | $52,190 (-) Land $9,560 Building $42,630 | |
| 2023 | $1,926.00 (+17.44%) Homeowner's exemption | $52,190 (-) Land $9,560 Building $42,630 | $149,100 (-) Land $27,300 Building $121,800 |
| 2022 | $1,640.00 Homeowner's exemption | $52,190 Land $9,560 Building $42,630 | $149,100 Land $27,300 Building $121,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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