1053 E Main St, Troy, OH 45373 Property Records

Miami County property record for 1053 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	924 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$80,000 (1999)
Tax Bill	$1,783.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-057345`
Alternative APNs	`050627.2-04-070-00` `D08NE014 00800`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	924 sqft Living Area
1st Floor	924 sqft 1st Floor
Basement Area	924 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1930
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	200 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Porch	Enclosed Porch
Porch Area	152 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	D08NE014 00800
Street Address	1053 E MAIN ST
City	TROY
State	OH
Zip	45373-3446
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IL 6231
Legal Subdivision	AUDITORS
Legal Lot Number	6231
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1004
Census Tract	365200

Owner

Source: Miami County records · APN D08-057345

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1053 E MAIN ST, TROY, OH 45373-3446
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 1999 · Amount on Record
Deed Sale	Jun 22, 1999 · Amount on Record
Deed Doc Number	1126
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1053 E MAIN ST, TROY, OH 45373-3446
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014481
Date	Oct 04, 2022
Instrument	2022OR-14481

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 25, 2052

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+25.74%) Homeowner's exemption	$51,840 (+37.76%) Land $9,240 Building $42,600	$148,100 (+37.77%) Land $26,400 Building $121,700
2024	$1,418.00 (+2.24%) Homeowner's exemption	$37,630 (-) Land $9,630 Building $28,000
2023	$1,387.00 (+28.07%) Homeowner's exemption	$37,630 (+9.01%) Land $9,630 Building $28,000	$107,500 (+9.03%) Land $27,500 Building $80,000
2022	$1,083.00 Homeowner's exemption	$34,520 Land $9,630 Building $24,890	$98,600 Land $27,500 Building $71,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.