10544 Cook Ave, Riverside, CA 92505 Property Records

Riverside County property record for 10544 Cook Ave, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2018)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`143-071-019`

Property Details

APN / Parcel Number

Primary APN	`143-071-019`
Alternative APN	`061501019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	1,058 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	061501019
Street Address	10544 COOK AVE
City	RIVERSIDE
State	CA
Zip	92505-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 19 MB 028/033 SIERRA GARDENS
Legal Subdivision	SIERRA GARDENS
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1014
Census Tract	41302

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10544 COOK AVE, RIVERSIDE, CA 92505-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
May 17, 2018	Grant Deed, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	May 9, 1996 · Amount on Record
Deed Document Number	2018195753
Prior Transfer Date	Sep 12, 1995
Prior Transfer Doc	0000305215
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	May 5, 2026
Property Address	10544 COOK AVE, RIVERSIDE, CA 92505-1526
Document Number	0000136731
Instrument Date	Apr 28, 2026
Instrument	2026136731
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10544 COOK AVE, RIVERSIDE, CA 92505-1526

Mortgage

Document Number	0000136731,
Date	May 5, 2026
Instrument	2026136731

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10544 COOK AVE, RIVERSIDE, CA 92505-1526
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10544 COOK AVE AYE, RIVERSIDE, CA 92505-1526

Mortgage

Document Number	0000674352
Date	Nov 12, 2021
Instrument	2021-0674352

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10544 COOK AVE, RIVERSIDE, CA 92505-1526
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10544 COCO AVENUE, RIVERSIDE, CA 92505-1526

Mortgage

Document Number	0000538937
Date	Nov 3, 2020
Instrument	2020-0538937

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10544 COOK AVE, RIVERSIDE, CA 92505-1526
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085746
Date	Feb 25, 2020
Instrument	2020-0085746

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 17, 2018
Property Address	10544 COOK AVE, RIVERSIDE, CA 92505-1526
Document Number	0000195753
Map Reference	MB 28 PG 33&34
Instrument Date	May 9, 2018
Instrument	2018-0195753
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10544 COOK AVE, RIVERSIDE, CA 92505-1526

Mortgage

Document Number	0000195754
Date	May 17, 2018
Instrument	2018-0195754

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,170 (+2%) Land $81,238 Building $266,932
2025	$4,254.00 (+3.25%)	$341,345 (+4.04%) Land $79,646 Building $261,699
2024	$4,120.00 (+1.55%)
2023	$4,057.00 (+6.4%)	$328,092 Land $76,554 Building $251,538
2022	$3,813.00
2021			$364,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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