10520 Cook Ave, Riverside, CA 92505 Property Records

Riverside County property record for 10520 Cook Ave, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,541 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2026)
Tax Bill	$2,333 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`143-071-021`

Property Details

APN / Parcel Number

Primary APN	`143-071-021`
Alternative APN	`061501021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	2,031 sqft
1st Floor Area	1,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	061501021
Street Address	10520 COOK AVE
City	RIVERSIDE
State	CA
Zip	92505-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 21 MB 028/033 SIERRA GARDENS
Legal Subdivision	SIERRA GARDENS
Legal Lot Number	21
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1014
Census Tract	41302

Owner

10520 Cook Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Riverside County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10520 COOK AVE, RIVERSIDE, CA 92505-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2026	Gift Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Deed Document Number	2026146563
Prior Transfer Date	May 19, 2025
Prior Transfer Doc	0000150977
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 13, 2026
Property Address	10520 COOK AVE, RIVERSIDE, CA 92505-1526
Document Number	0000146563
Instrument Date	Mar 31, 2026
Instrument	2026.146563
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10520 COOK AVE, RIVERSIDE, CA 92505-1526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000146564,
Date	May 13, 2026
Instrument	2026.146564

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 1, 2026
Property Address	10520 COOK AVE, RIVERSIDE, CA 92505-1526
Document Number	0000098885
Instrument Date	Mar 26, 2026
Instrument	202698885
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10520 COOK AVE, RIVERSIDE, CA 92505-1526

Tax Assessment & Valuation

The 2025 property tax bill for 10520 Cook Ave was $2,333, up 3.2% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,885 (+2%) Land $66,967 Building $121,918
2025	$2,333.00 (+3.18%)	$185,182 Land $65,655 Building $119,527
2024	$2,261.00 (+1.53%)
2023	$2,227.00 (+6.35%)	$177,993 Land $63,106 Building $114,887
2022	$2,094.00
2021			$831,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10520 Cook Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10520 Cook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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