10495 Cook Ave, Riverside, CA 92505 Property Records

Riverside County property record for 10495 Cook Ave, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,002 sqft · built 1956
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Apr 2026)
Tax Bill	$5,023 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`147-270-047`

Property Details

APN / Parcel Number

Primary APN	`147-270-047`
Alternative APN	`147270021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Living Area
Gross Area	1,254 sqft
1st Floor Area	1,002 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	147270021
Street Address	10495 COOK AVE
City	RIVERSIDE
State	CA
Zip	92505-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.17 ACRES M/L IN POR LOT 18 BLK 11 MB 012/042 LA GRANADA
Legal Subdivision	LA GRANADA
Legal Block	11
Legal Lot Number	18
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1001
Census Tract	41302

Owner

Source: Riverside County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage KRISTINE JACOBSEN
Oct 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage KIRSTINE JACOBSEN
Apr 13, 2026	Grant Deed, Transfer · FHA Mortgage VISION ONE MORTGAGE
Oct 30, 2023	Intrafamily Transfer, Transfer
Sep 29, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 4, 2017	Grant Deed, Transfer · FHA Mortgage GOTMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Sep 29, 2021
Deed Document Number	2026110124
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0000577948
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523

Mortgage

Document Number	0000297619
Date	Sep 29, 2025
Instrument	2025-0297619

Lender

Name	KRISTINE JACOBSEN
Type	Private Party
Address	23943 VIA DE GEMA LINDA, MURRIETA, CA 92562

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523

Mortgage

Document Number	0000303724
Date	Oct 3, 2025
Instrument	2025-0303724

Lender

Name	KIRSTINE JACOBSEN
Type	Private Party
Address	23943 VIA DE GEMA LINDA, MURRIETA, CA 92562

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 13, 2026
Property Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523
Document Number	0000110124
Instrument Date	Feb 23, 2026
Instrument	2026110124
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523
Investor	Possibly a Property Investor

Mortgage

Document Number	0000110125,
Date	Apr 13, 2026
Instrument	2026110125

Lender

Name	VISION ONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 30, 2023
Property Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523
Document Number	0000320503
Map Reference	MB 12 PG 42-51
Instrument Date	Oct 6, 2023
Instrument	2023-0320503
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 29, 2021
Property Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523
Document Number	0000577948
Map Reference	MB 12 PG 42-51
Instrument Date	Sep 23, 2021
Instrument	2021-0577948
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523

Mortgage

Document Number	0000577949
Date	Sep 29, 2021
Instrument	2021-0577949

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 4, 2017
Property Address	10495 COOK AVE, RIVERSIDE, CA 92505-1523
Document Number	0000320585
Instrument Date	Jul 25, 2017
Instrument	320585
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10495 COOK AVE RIVERSIDE CA 925051523, RIVERSIDE, CA 92505-1523

Mortgage

Document Number	320586
Date	Aug 4, 2017
Instrument	320586

Lender

Name	GOTMORTGAGE.COM
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,015 (+2%) Land $86,368 Building $325,647
2025	$5,023.00 (+3.25%)	$403,937 (+4.04%) Land $84,675 Building $319,262
2024	$4,865.00 (+1.54%)
2023	$4,791.00 (+6.42%)	$388,253 Land $81,388 Building $306,865
2022	$4,502.00
2021			$415,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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