10543 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10543 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 2003
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on Record
Last Sale	$219,950 (Jan 2020)
Tax Bill	$2,177 (2023)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`700-59-383`

Property Details

APN / Parcel Number

Primary APN	`700-59-383`
Alternative APNs	`R0069658` `10612383`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Total Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,850 sqft (0.203 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0069658
Old Parcel Number	10612383
Street Address	10543 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: YUMA EAST EST 4 LOT: 383 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 4
Legal Lot Number	383
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1034
Census Tract	11108

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10543 E 38TH LN, YUMA, AZ 85365-7073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 22, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Feb 26, 2014 · Amount on Record
Deed Document Number	2020-01747
Record Updated	Jun 7, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10543 E 38TH LN, YUMA, AZ 85365-7073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010886
Date	Apr 30, 2019
Instrument	2019-10886

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jan 22, 2020
Property Address	10543 E 38TH LN, YUMA, AZ 85365-7073
Document Number	0000001747
Map Reference	MB 18 PG 87&88
Instrument Date	Dec 18, 2019
Instrument	2020-01747
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10543 E 38TH LN, 10543, YUMA, AZ 85365-7073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10543 E 38TH LN, YUMA, AZ 85365-7073

Mortgage

Document Number	0000001748
Date	Jan 22, 2020
Instrument	2020-01748

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,177.00	$19,344 Land $4,782 Building $14,562	$228,537 Land $56,500 Building $172,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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