10512 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10512 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 2003
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on Record
Last Sale	$265,627 (Feb 2019)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`700-59-381`

Property Details

APN / Parcel Number

Primary APN	`700-59-381`
Alternative APNs	`R0069656` `10612381`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	1,850 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,850 sqft (0.203 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Pool Area	525 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0069656
Street Address	10512 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: YUMA EAST EST 4 LOT: 381 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 4
Legal Lot Number	381
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1025
Census Tract	11108

Owner

Source: Yuma County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10512 E 38TH LN, YUMA, AZ 85365-7072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	20194931
Prior Transfer Date	Nov 4, 2004
Prior Transfer Doc	0000044621
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10512 E 38TH LN, YUMA, AZ 85365-7072
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10512 E 38TH LN, YUMA, AZ 85365-7072

Mortgage

Document Number	0000006479
Date	Mar 19, 2025
Instrument	2025-06479

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10512 E 38TH LN, YUMA, AZ 85365-7072
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020101
Date	May 26, 2021
Instrument	2021-20101

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 31, 2018
Property Address	10512 E 38TH LN, YUMA, AZ 85365-7072
Document Number	0000027232
Map Reference	MB18 PG87&88
Instrument Date	Oct 3, 2018
Instrument	2018-27232
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10512 E 38TH LN, 10512, YUMA, AZ 85365-7072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10512 E 38TH LN, YUMA, AZ 85365-7072

Mortgage

Document Number	0000027233
Date	Oct 31, 2018
Instrument	2018-27233

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,076 (+15.76%) Land $5,134 Building $21,942	$337,557 (+22.67%) Land $64,000 Building $273,557
2025	$2,278.00 (+3.08%)
2023	$2,210.00	$23,389 Land $4,802 Building $18,587	$275,174 Land $56,500 Building $218,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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