10538 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10538 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 2003
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`700-59-379`

Property Details

APN / Parcel Number

Primary APN	`700-59-379`
Alternative APNs	`R0069654` `10612379`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,739 sqft
1st Floor Area	1,850 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,850 sqft (0.203 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0069654
Street Address	10538 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: YUMA EAST EST 4 LOT: 379 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 4
Legal Lot Number	379
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1025
Census Tract	11108

Owner

Source: Yuma County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10538 E 38TH LN, YUMA, AZ 85365-7072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 15, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 19, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 19, 2018	Loan Modification, Mortgage · Conventional Mortgage US BK
Aug 31, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024
Deed Sale	Oct 15, 2024
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	202424576
Prior Transfer Date	Aug 30, 2017
Prior Transfer Doc	0000022050
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10538 E 38TH LN, YUMA, AZ 85365-7072
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10538 E 38TH LN, YUMA, AZ 85365-7072

Mortgage

Document Number	0000013945
Date	Jun 9, 2023
Instrument	2023-13945

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Dec 1, 2050

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 15, 2024
Property Address	10538 E 38TH LN, YUMA, AZ 85365-7072
Document Number	0000024576
Map Reference	MB 18 PG 87&88
Instrument Date	Oct 8, 2024
Instrument	2024-24576
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	BLUEINK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10538 E 38TH LN, YUMA, AZ 85365-7072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10538 E 38TH LN, YUMA, AZ 85365-7072

Mortgage

Document Number	0000024577
Date	Oct 15, 2024
Instrument	2024-24577

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Nov 25, 2020
Property Address	10538 E 38TH LN, YUMA, AZ 85365-7072
Document Number	0000036251
Map Reference	MB 18 PG 87&88
Instrument Date	Nov 19, 2020
Instrument	2020-36251
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10538 E 38TH LN, YUMA, AZ 85365-7072

Mortgage

Document Number	0000036252
Date	Nov 25, 2020
Instrument	2020-36252

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000036253
Date	Nov 25, 2020
Instrument	2020-36253

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10538 E 38TH LN, YUMA, AZ 85365-7072
Document Number	0000030458
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10538 E 38TH LN YUMA AZ 853657072, YUMA, AZ 85365-7072

Mortgage

Document Number	0000030458
Date	Dec 7, 2018
Instrument	30458

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YUMA AZ
Property Address	10538 E 38TH LN, YUMA, AZ 85365-7072
Document Number	0000030457
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10538 E 38TH LN YUMA AZ 853657072, YUMA, AZ 85365-7072

Mortgage

Document Number	0000030457
Date	Dec 7, 2018
Instrument	30457

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Interest

Rate	4.75%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 31, 2017
Property Address	10538 E 38TH LN, YUMA, AZ 85365-7072
Document Number	0000022050
Instrument Date	Aug 30, 2017
Instrument	22050
Transaction Type	Transfer
Record Updated	Oct 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10538 E 38TH LN YUMA AZ 853657072, YUMA, AZ 85365-7072

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jun 29, 2017
Property Address	10538 E 38TH LN, YUMA, AZ 85365-7072
Document Number	0000016685
Map Reference	MB18 PG87&88
Instrument Date	Jun 8, 2017
Instrument	2017-16685
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10538 E 38TH LN, YUMA, AZ 85365-7072

Mortgage

Document Number	0000016687
Date	Jun 29, 2017
Instrument	2017-16687

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,048 (+15.76%) Land $5,142 Building $20,906	$324,224 (+22.47%) Land $64,000 Building $260,224
2025	$2,198.00 (+3.1%)
2023	$2,132.00	$22,501 Land $4,802 Building $17,699	$264,728 Land $56,500 Building $208,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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