10540 Don Pico Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10540 Don Pico Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 1947
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Apr 2021)
Tax Bill	$9,407 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`505-111-22-00`

Property Details

APN / Parcel Number

Primary APN	`505-111-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	11,200 sqft (0.257 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	10540 DON PICO RD
City	SPRING VALLEY
State	CA
Zip	91978-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 113 TR 002264
Legal Subdivision	MOUNT HELIX HIGHLANDS
Legal Tract	002264
Legal Block	1
Legal Lot Number	113
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 12, 2021	Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Apr 12, 2021	Affidavit of Death of Joint Tenant, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Apr 12, 2021	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FUNDING
Jul 5, 2019	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
May 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	2021283605
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	0000283603
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022

Mortgage

Document Number	0000164980
Date	Apr 14, 2022
Instrument	2022-0164980

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2021
Property Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022
Document Number	0000283604
Map Reference	MAP 2264
Instrument Date	Mar 24, 2021
Instrument	2021-0283604
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9443 MESA VISTA AVE, LA MESA, CA 91941-4263

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2021
Property Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022
Document Number	0000283603
Map Reference	MAP 2264
Instrument Date	Mar 24, 2021
Instrument	2021-0283603
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9443 MESA VISTA AVE, LA MESA, CA 91941-4263
Investor	Possibly a Property Investor

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2021
Property Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022
Document Number	0000283605
Map Reference	MAP 2264
Instrument Date	Mar 22, 2021
Instrument	2021-0283605
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022

Mortgage

Document Number	0000283606
Date	Apr 12, 2021
Instrument	2021-0283606

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2019
Property Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022
Document Number	0000267548
Map Reference	MAP 2264
Instrument Date	Jun 11, 2019
Instrument	2019-0267548
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022
Investor	Possibly a Property Investor

Mortgage

Document Number	0000267549
Date	Jul 5, 2019
Instrument	2019-0267549

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	10540 DON PICO RD, SPRING VALLEY, CA 91978-1022
Document Number	0000180939
Instrument Date	Jan 17, 2018
Instrument	180939
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	310 D AVE CORONADO CA 921181331, CORONADO, CA 92118-1331

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$756,293 (+2%) Land $552,040 Building $204,253
2025	$9,407.00 (+6.7%) Homeowner's exemption	$741,465 (+4.04%) Land $541,216 Building $200,249
2023	$8,816.00 (+1.45%) Homeowner's exemption	$712,674 Land $520,200 Building $192,474
2022	$8,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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