1054 Gardenia Loop, Hercules, CA 94547 Property Records

Contra Costa County property record for 1054 Gardenia Loop, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,803 sqft · built 2015
Lot Size	0.13 acres (5,659 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Oct 2019)
Tax Bill	$14,341 (2025)
Deeds & Mortgages	May 2024 Transfer Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`404-740-019-9`

Property Details

APN / Parcel Number

Primary APN	`404-740-019-9`
Alternative APN	`404-740-019`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
1st Floor Area	1,227 sqft
2nd Floor Area	1,576 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cluster
Lot Area	5,659 sqft (0.13 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1054 GARDENIA LOOP
City	HERCULES
State	CA
Zip	94547-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9362 L19
Legal Subdivision	TRACT NO 9362
Legal Tract	9362
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	392300

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1054 GARDENIA LOOP, HERCULES, CA 94547-2621
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Intrafamily Transfer, Transfer
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 3, 2019	Grant Deed, Transfer · Conventional with PMI JMAC LENDING
Jan 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	2019166391
Last Transfer Date	Apr 26, 2024
Transfer Doc	0000042011
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 3, 2024
Property Address	1054 GARDENIA LOOP, HERCULES, CA 94547-2621
Document Number	0000042011
Map Reference	MB 521 PG 4&5
Instrument Date	Apr 26, 2024
Instrument	2024-042011
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1054 GARDENIA LOOP, HERCULES, CA 94547-2621

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1054 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131765
Date	Jul 2, 2020
Instrument	2020-131765

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1054 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 GARDZNIA LOOP, HERCULES, CA 94547-2621

Mortgage

Document Number	0000302879
Date	Oct 29, 2021
Instrument	2021-302879

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 3, 2019
Property Address	1054 GARDENIA LOOP, HERCULES, CA 94547-2621
Document Number	0000166391
Instrument Date	Sep 30, 2019
Instrument	166391
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1054 GARDENIA LOOP HERCULES CA 945472621, HERCULES, CA 94547-2621

Mortgage

Document Number	166392
Date	Oct 3, 2019
Instrument	166392

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 24, 2017
Property Address	1054 GARDENIA LOOP, HERCULES, CA 94547-2621
Document Number	0000014037
Instrument Date	Jan 12, 2017
Instrument	14037
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1054 GARDENIA LOOP HERCULES CA 945472621, HERCULES, CA 94547-2621

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$948,187 (+2%) Land $334,654 Building $613,533
2025	$14,341.00 (+5.74%)	$929,596 (+4.04%) Land $328,093 Building $601,503
2023	$13,563.00 (+1.32%)	$893,500 Land $315,353 Building $578,147
2022	$13,386.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Unwired, Verizon.

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