1078 Gardenia Loop, Hercules, CA 94547 Property Records

Contra Costa County property record for 1078 Gardenia Loop, Hercules, CA 94547 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,803 sqft · built 2015
Lot Size0.091 acres (3,971 sqft)
OwnerIndividual Name on File
Last Sale$678,000 (Dec 2015)
Tax Bill$12,698 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN404-740-015-7

Property Details

APN / Parcel Number

Primary APN404-740-015-7
Alternative APN
  • 404-740-015

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,803 sqft Living Area
1st Floor Area1,227 sqft
2nd Floor Area1,576 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCluster
Lot Area3,971 sqft (0.091 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1078 GARDENIA LOOP
CityHERCULES
StateCA
Zip94547-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9362 L15
Legal SubdivisionTRACT NO 9362
Legal Tract9362
Legal Lot Number15
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2000
Census Tract392300

Owner

Source: Contra Costa County records · APN 404-740-015-7

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1078 GARDENIA LOOP, HERCULES, CA 94547-2621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Dec 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2015 · Amount on Record
Deed SaleDec 31, 2015 · Amount on Record
Deed Document Number2015268831
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1078 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1078 GARDENIA LOOP, HERCULES, CA 94547-2621

Mortgage

Document Number0000344857
DateDec 23, 2021
Instrument2021-344857
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1078 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1078 GARDENIA LOOP, HERCULES, CA 94547-2621

Mortgage

Document Number0000344856
DateDec 23, 2021
Instrument2021-344856
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityHercules City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$818,537 (+2%) Land $247,527 Building $571,010
2025$12,698.00 (+5.92%)$802,488 (+4.04%) Land $242,674 Building $559,814
2023$11,988.00 (+1.35%)$771,328 Land $233,251 Building $538,077
2022$11,828.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, Unwired. Availability varies by address; speeds are provider-advertised maximums, not measured.

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