1039 Gardenia Loop, Hercules, CA 94547 Property Records

Contra Costa County property record for 1039 Gardenia Loop, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,557 sqft · built 2015
Lot Size	0.079 acres (3,457 sqft)
Owner	Individual Name on Record
Last Sale	$1,055,000 (Jan 2022)
Tax Bill	$14,819 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-740-034-8`

Property Details

APN / Parcel Number

Primary APN	`404-740-034-8`
Alternative APN	`404-740-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,557 sqft Living Area
1st Floor Area	1,113 sqft
2nd Floor Area	1,444 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cluster
Lot Area	3,457 sqft (0.079 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1039 GARDENIA LOOP
City	HERCULES
State	CA
Zip	94547-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9362 L34
Legal Subdivision	SUBDIVISION 9362
Legal Tract	9362
Legal Lot Number	34
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	392300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1039 GARDENIA LOOP, HERCULES, CA 94547-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 7, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Nov 23, 2015 · Amount on Record
Deed Document Number	20223924
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000007277
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1039 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 GARDENIA LOOP, HERCULES, CA 94547-2621

Mortgage

Document Number	0000019175
Date	Jan 21, 2021
Instrument	2021-019175

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 7, 2022
Property Address	1039 GARDENIA LOOP, HERCULES, CA 94547-2621
Document Number	0000003924
Map Reference	MB 521 PG 4&5
Instrument Date	Jan 5, 2022
Instrument	2022-003924
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 GARDENIA LOOP, HERCULES, CA 94547-2621

Mortgage

Document Number	0000003925
Date	Jan 7, 2022
Instrument	2022-003925

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 14, 2020
Property Address	1039 GARDENIA LOOP, HERCULES, CA 94547-2621
Document Number	0000007277
Map Reference	MB 521 PG 4&5
Instrument Date	Jan 9, 2020
Instrument	2020-007277
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1039 GARDENIA LOOP, HERCULES, CA 94547-2621

Mortgage

Document Number	0000007278
Date	Jan 14, 2020
Instrument	2020-007278

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$955,000 (-1.44%) Land $452,607 Building $502,393
2025	$14,819.00 (+3.29%)	$969,000 (+1.25%) Land $459,242 Building $509,758
2023	$14,347.00 (+26.71%)	$957,000 Land $454,000 Building $503,000
2022	$11,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Unwired, Verizon.

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