Sumner County property record for 1054 Five Coves Trce, Gallatin, TN 37066 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,220 sqft Living Area |
| Garage | Finished |
| Occupancy | Owner Occupied |
| Last Sale | $617,500 (2021) |
| Tax Bill | $2,546.00 (2025) |
| Primary APN | 083165D C 04000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 3,220 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Driveway | 1 Driveway |
| Driveway Area | 1,266 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1054 FIVE COVES TRCE |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P.B.27 PG.259 LT.24 |
| Legal Subdivision | FIVE COVES TRACE PH 2 |
| Legal Lot Number | 24 |
| Jurisdiction | SUMNER TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 21203 |
Source: Sumner County records · APN 083165D C 04000
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1054 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2023 | Deed of Trust, Mortgage · Line of Credit VOLUNTEER STATE BANK |
| Mar 03, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIME LENDING INC |
| May 10, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | Sep 03, 2014 · Amount on Record |
| Deed Doc Number | 1363650 |
| Deed Book / Page | 5589 / 578 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1054 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1054 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0061750676 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 6175/676 |
| Instrument | 1452368 |
| Name | VOLUNTEER STATE BANK |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 26, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 03, 2026 |
| Property Address | 1054 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0067940726 |
| Book / Page | 6794 / 726 |
| Map Reference | MB 27 PG 194 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 1543267 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1054 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0006794729 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 6794/729 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 10, 2021 |
| Property Address | 1054 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0055890578 |
| Book / Page | 5589 / 578 |
| Map Reference | MB 27 PG 259 |
| Instrument Date | May 07, 2021 |
| Instrument | 1363650 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Title Company | FOUNDATION TITLE AND ESCROW MT JULIET, FOUNDATION T&E MT JULIET |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,284.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341-3163 |
| Document Number | 5589581 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 5589/581 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 (-10.07%) | $179,200 (+42.53%) Land $37,500 Building $141,700 | |
| 2024 | $716,800 (+42.53%) Land $150,000 Building $566,800 | ||
| 2023 | $2,831.00 (-0.46%) | $125,725 (-) Land $30,000 Building $95,725 | |
| 2022 | $2,844.00 | $125,725 Land $30,000 Building $95,725 | |
| 2021 | $502,900 Land $120,000 Building $382,900 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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