Sumner County property record for 1052 Five Coves Trce, Gallatin, TN 37066 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,785 sqft Living Area |
| Garage | Finished |
| Occupancy | Owner Occupied |
| Last Sale | $376,000 (2020) |
| Tax Bill | $2,298.00 (2025) |
| Primary APN | 083165D C 03900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,785 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Driveway | 1 Driveway |
| Driveway Area | 1,310 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1052 FIVE COVES TRCE |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P.B.27 PG.259 LT.23 |
| Legal Subdivision | FIVE COVES TRACE PH 2 |
| Legal Lot Number | 23 |
| Jurisdiction | SUMNER TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 21203 |
Source: Sumner County records · APN 083165D C 03900
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1052 COOPER CT # 5, 5, GALLATIN, TN 37066-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Apr 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Apr 10, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on Record |
| Deed Sale | Jul 22, 2020 · Amount on Record |
| Prior Sale | Sep 28, 2015 · Amount on Record |
| Deed Doc Number | 1320455 |
| Deed Book / Page | 5283 / 127 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 22, 2020 |
| Property Address | 1052 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0052830127 |
| Book / Page | 005283 / 000127 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 1320455 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,391.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1052 FIVE COVES TRCE GALLATIN TN 370661400, GALLATIN, TN 37066-1400 |
| Document Number | 52830130 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 005283/000130 |
| Instrument | 1320456 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1052 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0049390356 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1052 FIVE COVES TRCE GALLATIN TN 370661400, GALLATIN, TN 37066-1400 |
| Document Number | 0049390356 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 004939/000356 |
| Instrument | 1267836 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1052 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0049440404 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1052 FIVE COVES TRCE GALLATIN TN 370661400, GALLATIN, TN 37066-1400 |
| Document Number | 0049440404 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 004944/000404 |
| Instrument | 1268720 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
| Rate | 4.75% |
|---|
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,298.00 (+6%) | $161,700 (+68%) Land $37,500 Building $124,200 | |
| 2024 | $646,800 (+68%) Land $150,000 Building $496,800 | ||
| 2023 | $2,168.00 (-0.41%) | $96,250 (-) Land $30,000 Building $66,250 | |
| 2022 | $2,177.00 | $96,250 Land $30,000 Building $66,250 | |
| 2021 | $385,000 Land $120,000 Building $265,000 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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