Sumner County property record for 1051 Five Coves Trce, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,160 sqft · built 2013 |
| Lot Size | 0.229 acres (10,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,950 (May 2014) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083165D C 04300 |
| Primary APN | 083165D C 04300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,160 sqft Living Area |
| Gross Area | 4,174 sqft |
| 1st Floor Area | 1,522 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,016 sqft (0.229 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 814 sqft |
| Driveway | Driveway |
| Driveway Area | 1,258 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1051 FIVE COVES TRCE |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P.B.27 PG.259 LT.27 |
| Legal Subdivision | FIVE COVES TRACE PH 2 |
| Legal Lot Number | 27 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 21203 |
Source: Sumner County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1051 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2014 · Amount on Record |
| Deed Sale | May 29, 2014 · Amount on Record |
| Deed Document Number | 20141085911 |
| Deed Book / Page | 3948 / 342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1051 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0058030343 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 5803/343 |
| Instrument | 1394479 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,507.00 (+3.55%) | $176,400 (+64.09%) Land $37,500 Building $138,900 | |
| 2024 | $705,600 (+64.09%) Land $150,000 Building $555,600 | ||
| 2023 | $2,421.00 (-0.45%) | $107,500 (-) Land $30,000 Building $77,500 | |
| 2022 | $2,432.00 | $107,500 Land $30,000 Building $77,500 | |
| 2021 | $430,000 Land $120,000 Building $310,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 15 (2010–2011) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
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