1053 E Sterling Ln, Flagstaff, AZ 86005 Property Records

Coconino County property record for 1053 E Sterling Ln, Flagstaff, AZ 86005

Property Summary

Property Type	Condominium
Details	2,431 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Aug 2018)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-20-040`

Property Details

APN / Parcel Number

Primary APN	`105-20-040`
Alternative APN	`R0320548`

Interior

Stories	9 Stories
Building Area	2,431 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2006
Exterior Material	Plywood
Construction Type	Steel Frame
Lot Area	4,356 sqft (0.1 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	460 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Hot Water

Location & Zoning

Account Number	R0320548
Street Address	1053 E STERLING LN
City	FLAGSTAFF
State	AZ
Zip	86005-6573
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: PINNACLE PINES UNIT 1 LOT: 40 SIXTEENTH: NE QUARTER: NE SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	PINNACLE PINES
Legal Lot Number	40
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3003
Census Tract	902

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1053 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Aug 1, 2018	Warranty Deed, Transfer · Conventional with PMI WALLICK & VOLK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Feb 28, 2007 · Amount on Record
Deed Document Number	3821622
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	1053 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 E STERLING LN, FLAGSTAFF, AZ 86005-6573

Mortgage

Document Number	0004025806
Date	Oct 1, 2025
Instrument	4025806

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	1053 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 E STERLING LN, FLAGSTAFF, AZ 86005-6573

Mortgage

Document Number	0003922507
Date	Jul 20, 2021
Instrument	3922507

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	1053 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Document Number	0003842193
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1053 E STERLING LN FLAGSTAFF AZ 860056573, FLAGSTAFF, AZ 86005-6573

Mortgage

Document Number	0003842193
Date	May 21, 2019
Instrument	3842193

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 1, 2018
Property Address	1053 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Document Number	0003821622
Instrument Date	Jun 13, 2018
Instrument	3821622
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 E WOODLAND DR FLAGSTAFF AZ 860016717, FLAGSTAFF, AZ 86001-6717

Mortgage

Document Number	3821623
Date	Aug 1, 2018
Instrument	3821623

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,797 (+2.14%) Land $6,695 Building $54,102
2025	$2,694.00 (+8.54%) Homeowner's exemption		$607,968 (+2.13%) Land $66,950 Building $541,018
2024		$59,526 Land $6,695 Building $52,831
2023	$2,482.00 Homeowner's exemption		$595,264 Land $66,950 Building $528,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Verizon.

Nearby Properties on E Sterling Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures