1037 E Sterling Ln, Flagstaff, AZ 86005 Property Records

Coconino County property record for 1037 E Sterling Ln, Flagstaff, AZ 86005

Property Summary

Property Type	Condominium
Details	2,106 sqft · built 2006
Lot Size	0.089 acres (3,920 sqft)
Owner	2 Trust Names on File
Last Sale	$356,000 (Sep 2014)
Tax Bill	$3,293 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-20-042`

Property Details

APN / Parcel Number

Primary APN	`105-20-042`
Alternative APN	`R0320550`

Interior

Stories	9 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 2006
Exterior Material	Plywood
Construction Type	Steel Frame
Lot Area	3,920 sqft (0.089 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	98 sqft
Patio Area	127 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Hot Water

Location & Zoning

Account Number	R0320550
Street Address	1037 E STERLING LN
City	FLAGSTAFF
State	AZ
Zip	86005-6573
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: PINNACLE PINES UNIT 1 LOT: 42 SIXTEENTH: NE QUARTER: NE SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	PINNACLE PINES
Legal Lot Number	42
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3003
Census Tract	902

Owner

1037 E Sterling Ln, a condominium, is held in a trust since July 2021.

Source: Coconino County records, as of November 5, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1970 E CALLE DE CABALLOS, TEMPE, AZ 85284-2534
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2021	Intrafamily Transfer, Transfer
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 19, 2014 · Amount on File
Deed Sale	Sep 19, 2014 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	0003702380
Last Transfer Date	Jul 26, 2021
Transfer Doc	0003923041
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	1037 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 CALLE DE CABALLOS, TEMPE, AZ 85284-2534

Mortgage

Document Number	0003940358
Date	Jan 20, 2022
Instrument	3940358

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Jul 26, 2021
Property Address	1037 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Document Number	0003923041
Map Reference	CASE 9 MAP 78-78B
Instrument Date	Jul 21, 2021
Instrument	3923041
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 E CALLE DE CABALLOS, TEMPE, AZ 85284-2534
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	1037 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003870227
Date	Apr 13, 2020
Instrument	3870227

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	296 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1037 E Sterling Ln was $3,293.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,843 Land $6,695 Building $49,148
2025	$3,293.00		$558,434 Land $66,950 Building $491,484
2024		$54,725 Land $6,695 Building $48,030
2023	$3,074.00		$547,254 Land $66,950 Building $480,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1037 E Sterling Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 E Sterling Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Verizon.

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