1069 E Sterling Ln, Flagstaff, AZ 86005 Property Records

Coconino County property record for 1069 E Sterling Ln, Flagstaff, AZ 86005

Property Summary

Property Type	Condominium
Details	2,431 sqft · built 2006
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Aug 2023)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-20-038`

Property Details

APN / Parcel Number

Primary APN	`105-20-038`
Alternative APN	`R0320546`

Interior

Stories	9 Stories
Building Area	2,431 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2006
Exterior Material	Plywood
Construction Type	Steel Frame
Lot Area	3,920 sqft (0.089 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	113 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Hot Water

Location & Zoning

Account Number	R0320546
Street Address	1069 E STERLING LN
City	FLAGSTAFF
State	AZ
Zip	86005-6573
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: PINNACLE PINES UNIT 1 LOT: 38 SIXTEENTH: NE QUARTER: NE SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	PINNACLE PINES
Legal Lot Number	38
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3003
Census Tract	902

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10110 E CHARTER OAK RD, SCOTTSDALE, AZ 85260-5156
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ML MORTGAGE CORP
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ML MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	May 3, 2021
Deed Document Number	3979708
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 15, 2023
Property Address	1069 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Document Number	0003979708
Map Reference	CASE 9 MAP 78,78A&78
Instrument Date	Aug 1, 2023
Instrument	3979708
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 E ENCINAS AVE, GILBERT, AZ 85234-8745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10110 E CHARTER OAK RD, SCOTTSDALE, AZ 85260-5156

Mortgage

Document Number	0003979709
Date	Aug 15, 2023
Instrument	3979709

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	1069 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003906250
Date	Feb 25, 2021
Instrument	3906250

Lender

Name	ML MORTGAGE CORP
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	May 3, 2021
Property Address	1069 E STERLING LN, FLAGSTAFF, AZ 86005-6573
Document Number	0003914085
Map Reference	CASE 9 MAP 78,78A&78
Instrument Date	Feb 19, 2021
Instrument	3914085
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1069 E STERLING LN, FLAGSTAFF, AZ 86005-6573

Mortgage

Document Number	0003914084
Date	May 3, 2021
Instrument	3914084

Lender

Name	ML MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,471 (+2.14%) Land $6,695 Building $54,776
2025	$3,331.00 (+7.14%)		$614,708 (+2.14%) Land $66,950 Building $547,758
2024		$60,181 Land $6,695 Building $53,486
2023	$3,109.00		$601,811 Land $66,950 Building $534,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Verizon.

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