1053 Bertram Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1053 Bertram Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,875 sqft · built 2004
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Aug 2024)
Tax Bill	$18,635 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-01409-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`19-01409-0000-00002`
Alternative APN	`190140900002`

Interior

Stories	2 Stories
Building Area	2,875 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1053 BERTRAM TER
City	UNION
State	NJ
Zip	07083-7042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 1409 LOTS 2 & 33
Legal Block	1409
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2025
Census Tract	33200

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1053 BERTRAM TER, UNION, NJ 07083-7042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Sep 4, 2018	Deed, Transfer ALLIED TITLE LLO SUITE
Dec 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage JAMES MONACO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	202439737
Deed Book / Page	6553 / 99
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 13, 2021
Property Address	1053 BERTRAM TER, UNION, NJ 07083-7042
Document Number	0064292859
Book / Page	6429 / 2859
Instrument Date	Aug 25, 2021
Instrument	9211
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	SECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 DALES AVE, 22, JERSEY CITY, NJ 07306-6822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 BERTRAM TER, UNION, NJ 07083-7042

Mortgage

Document Number	20664
Date	Sep 13, 2021
Instrument	20664

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1053 BERTRAM TER, UNION, NJ 07083-7042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145922419
Date	Sep 5, 2019
Book Page	14592/2419
Instrument	678042

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1053 BERTRAM TER, UNION, NJ 07083-7042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147792708
Date	Oct 1, 2020
Book Page	14779/2708
Instrument	700076

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 4, 2018
Property Address	1053 BERTRAM TER, UNION, NJ 07083-7042
Document Number	0062842336
Book / Page	6284 / 2336
Instrument Date	Aug 31, 2018
Instrument	304330
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ALLIED TITLE LLO SUITE

Transaction

Amount	Amount Recorded
Tax	$3,973.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2322 CHURCH SIREEI RAILWAY, 2322, RAHWAY, NJ 07065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 BERTRAM T ERRACE UNION, SPRINGFIELD, NJ 07081

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Dec 4, 2017
Property Address	1053 BERTRAM TER, UNION, NJ 07083-7042
Document Number	0062310842
Book / Page	006231 / 000842
Instrument Date	Oct 3, 2017
Instrument	294217
Transaction Type	Construction Loan
Record Updated	Feb 28, 2019
Title Company	HOMETOWN TITLE INSURANCE COMPANY, HOMETOWN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	124 ELM ST ELIZABETH NJ 072081809, ELIZABETH, NJ 07208-1809

Mortgage

Document Number	143730633
Date	Dec 4, 2017
Book Page	014373/000633
Instrument	650171

Lender

Name	JAMES MONACO
Address	PO BOX 3053, HOBOKEN, NJ 07030-1601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 3, 2018

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,900 (-) Land $20,000 Building $59,900	$79,900 (-) Land $20,000 Building $59,900
2025	$18,635.00 (+4.35%)	$79,900 (-) Land $20,000 Building $59,900	$79,900 (-) Land $20,000 Building $59,900
2024	$17,858.00 (+6.86%)
2023		$79,900 Land $20,000 Building $59,900	$79,900 Land $20,000 Building $59,900
2022	$16,711.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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