1044 Bertram Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1044 Bertram Ter, Union, NJ 07083 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,496 sqft · built 1928
Lot Size	0.148 acres (6,456 sqft)
Owner	Individual Name on File
Last Sale	$472,000 (May 2022)
Tax Bill	$10,845 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01410-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`19-01410-0000-00030`
Alternative APN	`190141000030`

Interior

Stories	2 Stories
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,456 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1044 BERTRAM TER
City	UNION
State	NJ
Zip	07083-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SALEM MANOR
Legal Block	1410
Legal Lot Number	30
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2023
Census Tract	33200

Owner

Source: Union County and Union Township records · APN 19-01410-0000-00030

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1044 BERTRAM TER, UNION, NJ 07083-7043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2022 · Amount on Record
Deed Sale	May 09, 2022 · Amount on Record
Prior Sale	Nov 03, 1983
Deed Document Number	202217837
Deed Book / Page	6463 / 74
Record Updated	Sep 20, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	May 09, 2022
Property Address	1044 BERTRAM TER, UNION, NJ 07083-7043
Document Number	0064630074
Book / Page	6463 / 74
Instrument Date	May 03, 2022
Instrument	17837
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ASSOCIATED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,804.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618A HUNTINGTON DR, 618A, LAKEWOOD, NJ 08701-7858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1044 BERTRAM TER, UNION, NJ 07083-7043

Mortgage

Document Number	0000036931
Date	May 09, 2022
Instrument	36931

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,500 (-) Land $20,900 Building $25,600	$46,500 (-) Land $20,900 Building $25,600
2025	$10,845.00 (+4.35%)	$46,500 (-) Land $20,900 Building $25,600	$46,500 (-) Land $20,900 Building $25,600
2024	$10,393.00 (+6.87%)
2023		$46,500 Land $20,900 Building $25,600	$46,500 Land $20,900 Building $25,600
2022	$9,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390332002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 1 of 3 on primary residences
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.