1048 Bertram Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1048 Bertram Ter, Union, NJ 07083 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,984 sqft · built 1928
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$130,100 (May 2021)
Tax Bill	$11,638 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01410-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`19-01410-0000-00031`
Alternative APN	`190141000031`

Interior

Stories	2 Stories
Building Area	1,984 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1048 BERTRAM TER
City	UNION
State	NJ
Zip	07083-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/UNION
Legal Block	1410
Legal Lot Number	31
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2023
Census Tract	33200

Owner

Source: Union County and Union Township records · APN 19-01410-0000-00031

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1048 BERTRAM TER, UNION, NJ 07083-7043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Intrafamily Transfer, Transfer
May 20, 2021	Quit Claim Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Jun 25, 2018	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20214946
Deed Book / Page	6413 / 2827
Last Transfer Date	Jun 28, 2023
Transfer Doc	0065190551
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Aug 31, 2023
Property Address	1048 BERTRAM TER, UNION, NJ 07083-7043
Document Number	0065190551
Book / Page	6519 / 551
Instrument Date	Jun 28, 2023
Instrument	31752
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1048 BERTRAM TER, UNION, NJ 07083-7043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 BERTRAM TER, UNION, NJ 07083-7043

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	May 20, 2021
Property Address	1048 BERTRAM TER, UNION, NJ 07083-7043
Document Number	0064132827
Book / Page	6413 / 2827
Instrument Date	Apr 26, 2021
Instrument	4946
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 BERTRAM TER, UNION, NJ 07083-7043

Mortgage

Document Number	12498
Date	May 20, 2021
Instrument	12498

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jun 25, 2018
Property Address	1048 BERTRAM TER, UNION, NJ 07083-7043
Document Number	0000301436
Instrument Date	Jun 21, 2018
Instrument	301436
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 BERTRAM TER UNION NJ 070837043, UNION, NJ 07083-7043

Mortgage

Document Number	658943
Date	Jun 25, 2018
Instrument	658943

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,900 (-) Land $20,900 Building $29,000	$49,900 (-) Land $20,900 Building $29,000
2025	$11,638.00 (+4.35%)	$49,900 (-) Land $20,900 Building $29,000	$49,900 (-) Land $20,900 Building $29,000
2024	$11,153.00 (+6.86%)
2023		$49,900 (-) Land $20,900 Building $29,000	$49,900 (-) Land $20,900 Building $29,000
2022	$10,437.00	$49,900 Land $20,900 Building $29,000	$49,900 Land $20,900 Building $29,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390332002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 654 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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