10529 Wisner Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10529 Wisner Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,549 sqft · built 1945
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2024)
Tax Bill	$12,980 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-A-033-0-00-026-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-033-0-00-026-0`
Alternative APN	`C 83`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,549 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,838 sqft
Basement Area	515 sqft
Finished Basement	200 sqft
Unfinished Basement	315 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,055 sqft (3.33 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	114 sqft
Patio Area	295 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10529 WISNER RD
City	WILLOUGHBY
State	OH
Zip	44094-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 96 TRACT 3
Legal Tract	3
Legal Block	1
Legal Lot Number	96
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1013
Census Tract	206400

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10529 WISNER RD, KIRTLAND, OH 44094-9595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP
Jan 16, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Sep 24, 1990 · Amount on Record
Deed Document Number	20247154
Prior Transfer Date	Jan 15, 2024
Prior Transfer Doc	0000000940
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Apr 16, 2024
Property Address	10529 WISNER RD, WILLOUGHBY, OH 44094-9595
Document Number	0000007154
Instrument Date	Apr 11, 2024
Instrument	2024R007154
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10529 WISNER RD, KIRTLAND, OH 44094-9595

Mortgage

Document Number	0000007155
Date	Apr 16, 2024
Instrument	2024R007155

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jan 16, 2024
Property Address	10529 WISNER RD, WILLOUGHBY, OH 44094-9595
Document Number	0000000940
Instrument Date	Jan 15, 2024
Instrument	2024R000940
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 MISSOURI AVE, BRIDGEVILLE, PA 15017-2641

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,460 (+30.26%) Land $53,690 Building $107,770	$461,310 (+30.27%) Land $153,410 Building $307,900
2023	$12,980.00 (+116.77%) Homeowner's exemption Senior Citizen's exemption	$123,950 (-) Land $42,880 Building $81,070
2022	$5,988.00 Homeowner's exemption Senior Citizen's exemption	$123,950 Land $42,880 Building $81,070
2021			$354,130 Land $122,510 Building $231,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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