10415 Wisner Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10415 Wisner Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,838 sqft · built 2014
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,900 (Oct 2019)
Tax Bill	$14,816 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-A-033-0-00-031-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-033-0-00-031-0`
Alternative APN	`C 79`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,607 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Terrain	Above Road/Slope
Garage Area	504 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	780 sqft
Patio Area	780 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	C 79
Street Address	10415 WISNER RD
City	WILLOUGHBY
State	OH
Zip	44094-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 96 TRACT 3
Legal Subdivision	TRACT 3
Legal Tract	3
Legal Lot Number	96 95
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1013
Census Tract	206400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10415 WISNER RD, KIRTLAND, OH 44094-9594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Grant Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit MIDDLEFIELD BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Jul 2, 2014
Deed Document Number	447866
Record Updated	Jun 7, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	Oct 4, 2019
Property Address	10415 WISNER RD, KIRTLAND, OH 44094-9594
Document Number	0000024442
Instrument Date	Oct 3, 2019
Instrument	24442
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	LAWYERS TITLE AGENCY, LAWYERS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10415 WISNER RD KIRTLAND OH 440949594, KIRTLAND, OH 44094-9594

Mortgage

Document Number	24443
Date	Oct 4, 2019
Instrument	24443

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10415 WISNER RD, KIRTLAND, OH 44094-9594
Document Number	0000022453
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000022453
Date	Aug 23, 2017
Instrument	22453

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$14,816.00 (+101.41%) Homeowner's exemption	$141,490 (-) Land $54,300 Building $87,190
2022	$7,356.00 Homeowner's exemption	$141,490 Land $54,300 Building $87,190
2021			$404,260 Land $155,150 Building $249,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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