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10409 Wisner Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10409 Wisner Rd, Willoughby, OH 44094 · Last verified May 2024

Property Summary

Property TypeFarm - Irrigated or Dry
Details5 bd · 5 ba · 7,442 sqft · built 1969
Lot Size15.8 acres (689,947 sqft)
OwnerIndividual Name on File
Last Sale$1,475,700 (Aug 2021)
Tax Bill$31,869 (2023)
Deeds & MortgagesJul 2022 Mortgage
Aug 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN20-A-019-0-00-023-0

Property Details

APN / Parcel Number

Primary APN20-A-019-0-00-023-0
Alternative APN
  • 78

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area7,442 sqft Total Area
Gross Area12,231 sqft
1st Floor Area1,807 sqft
Basement Area3,340 sqft
Unfinished Basement3,340 sqft
Family RoomFamily Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1998
Architectural StyleContemporary
Exterior MaterialWood Siding
Lot Area689,947 sqft (15.8 acres)
Garage Area1,288 sqft
Parking Spaces5 Parking Spaces
Deck Area226 sqft
Patio Area270 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number78
Street Address10409 WISNER RD
CityWILLOUGHBY
StateOH
Zip44094-9594
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionLOT 77 & 96 TRACT 3
Legal SubdivisionCITY/KIRTLAND TR 3
Legal Tract3
Legal Lot Number77,96
JurisdictionLAKE OH
Township / Civil DivisionKIRTLAND
Census Block Group1
Census Block1013
Census Tract206400

Owner

Source: Lake County records · APN 20-A-019-0-00-023-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10409 WISNER RD, KIRTLAND, OH 44094-9594
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Aug 24, 2021Warranty Deed, Transfer
ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC
May 05, 2021Intrafamily Transfer, Transfer
Sep 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Prior SaleMay 05, 2021
Deed Document Number465426
Record UpdatedJun 07, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address10409 WISNER RD, WILLOUGHBY, OH 44094-9594
Transaction TypeMortgage
Record UpdatedApr 26, 2024
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019462
DateJul 13, 2022
Instrument2022R019462
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateAug 01, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7.75%
IndexOther
Margin3
Max Rate7.75%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateAug 24, 2021
Property Address10409 WISNER RD, WILLOUGHBY, OH 44094-9594
Document Number0000029686
Instrument DateAug 23, 2021
Instrument2021R029686
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address10409 AND 10301 WISNER ROAD, WILLOUGHBY, OH 44094-9517

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE OH
Recording DateMay 05, 2021
Property Address10409 WISNER RD, WILLOUGHBY, OH 44094-9594
Document Number0000015391
Instrument DateApr 23, 2021
Instrument2021R015391
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11976 GIRDLED RD, CONCORD TOWNSHIP, OH 44077-8806

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateSep 17, 2020
Property Address10409 WISNER RD, KIRTLAND, OH 44094-9594
Document Number0000026656
Instrument DateSep 09, 2020
Instrument26656
Transaction TypeTransfer
Record UpdatedOct 08, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10409 WISNER RD WILLOUGHBY OH 440949594, WILLOUGHBY, OH 44094-9594

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateSep 17, 2020
Property Address10409 WISNER RD, KIRTLAND, OH 44094-9594
Document Number0000026655
Instrument DateSep 09, 2020
Instrument26655
Transaction TypeTransfer
Record UpdatedOct 08, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$504.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10409 WISNER RD WILLOUGHBY OH 440949594, WILLOUGHBY, OH 44094-9594

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityKirtland City
Unified School DistrictKirtland Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$31,869.00 (+92.84%) Homeowner's exemption$357,620 (-) Land $85,230 Building $272,390
2022$16,526.00$357,620 Land $85,230 Building $272,390
2021$1,021,760 Land $243,500 Building $778,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852064001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2006, river or lake flooding, Severe Storms, Straight Line Winds, And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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