10529 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 10529 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	3,613 sqft · built 2006
Lot Size	0.187 acres (8,133 sqft)
Owner	2 Individual Names on File
Last Sale	$4,227,500 (May 2020)
Tax Bill	$25,481 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-00105-04-00139`

Property Details

APN / Parcel Number

Primary APN	`10-00105-04-00139`
Alternative APN	`1000105000400139`

Interior

Stories	2 Stories
Building Area	3,613 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	8,133 sqft (0.187 acres)
Lot Dimensions	110 ft deep x 74 ft wide

Location & Zoning

Street Address	10529 3RD AVE
City	STONE HARBOR
State	NJ
Zip	08247-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L140,141.01
Legal Block	105.4
Legal Lot Number	139
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1068
Census Tract	20901

Owner

10529 3rd Ave is owned by two individuals who bought it in May 2020.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	775 PARKES RUN LN, VILLANOVA, PA 19085-1132
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Grant Deed, Transfer WELLS FARGO BK
Apr 10, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Feb 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on File
Deed Sale	May 28, 2020 · Amount on File
Prior Sale	May 3, 2011 · Amount on File
Deed Document Number	202015640
Deed Book / Page	3914 / 803
Prior Transfer Date	Feb 1, 2020
Prior Transfer Doc	0000004280
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 28, 2020
Property Address	10529 3RD AVE, STONE HARBOR, NJ 08247-1271
Document Number	0039140803
Book / Page	003914 / 000803
Instrument Date	Apr 10, 2020
Instrument	15640
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	775 PARKES RUN LN VILLANOVA PA 190851132, VILLANOVA, PA 19085-1132

Mortgage

Document Number	61910948
Date	May 28, 2020
Book Page	006191/000948
Instrument	15641

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	10529 3RD AVE, STONE HARBOR, NJ 08247-1271
Document Number	0061760610
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10529 3RD AVE STONE HARBOR NJ 082471271, STONE HARBOR, NJ 08247-1271

Mortgage

Document Number	0061760610
Date	Apr 16, 2020
Book Page	006176/000610
Instrument	11472

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 7, 2020
Property Address	10529 3RD AVE, STONE HARBOR, NJ 08247-1271
Document Number	0039000884
Book / Page	003900 / 000884
Instrument Date	Feb 1, 2020
Instrument	4280
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2036 BUTTONWOOD RD BERWYN PA 193122104, BERWYN, PA 19312-2104

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,656,100 (+7.32%) Land $2,278,000 Building $1,378,100	$3,656,100 (+7.32%) Land $2,278,000 Building $1,378,100
2025		$3,406,600 Land $2,278,000 Building $1,128,600	$3,406,600 Land $2,278,000 Building $1,128,600
2024	$25,481.00
2023		$3,406,600 Land $2,278,000 Building $1,128,600	$3,406,600 Land $2,278,000 Building $1,128,600
2022	$23,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10529 3rd Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10529 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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