10552 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 10552 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	2,560 sqft · built 2018
Lot Size	0.124 acres (5,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,050,000 (Dec 2018)
Tax Bill	$11,228 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-00105-03-00122`

Property Details

APN / Parcel Number

Primary APN	`10-00105-03-00122`
Alternative APN	`1000105000300122`

Interior

Building Area	2,560 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	5,410 sqft (0.124 acres)
Lot Dimensions	110 ft deep x 49 ft wide

Location & Zoning

Street Address	10552 3RD AVE
City	STONE HARBOR
State	NJ
Zip	08247-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L123
Legal Subdivision	SOUTH JERSEY REALTY CO
Legal Block	105.3
Legal Lot Number	122
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1134
Census Tract	20901

Owner

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7029 SPALDING DR, LELAND, NC 28451-6100
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage PROSPERITY HM MTG
Jun 28, 2019	Deed of Trust, Mortgage PROSPERITY HM MTG
Dec 12, 2018	Grant Deed, Transfer PROSPERITY HM MTG
Dec 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	201877458
Deed Book / Page	3828 / 876
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	0000000303
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	10552 3RD AVE, STONE HARBOR, NJ 08247-1272
Document Number	0063170240
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10552 3RD AVE STONE HARBOR NJ 082471272, STONE HARBOR, NJ 08247-1272

Mortgage

Document Number	0063170240
Date	Jan 20, 2021
Book Page	006317/000240
Instrument	3208

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	14501 GEORGE CARTER WAY, CHANTILLY, VA 20151-1787

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	10552 3RD AVE, STONE HARBOR, NJ 08247-1272
Document Number	0060790757
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10662 3RD AVE STONE HARBOR NJ 08247, STONE HARBOR, NJ 08247

Mortgage

Document Number	0060790757
Date	Jul 1, 2019
Book Page	006079/000757
Instrument	98585

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	14501 GEORGE CARTER WAY # 300, CHANTILLY, VA 20151-1788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 12, 2018
Property Address	10552 3RD AVE, STONE HARBOR, NJ 08247-1272
Document Number	0038280876
Book / Page	003828 / 000876
Instrument Date	Nov 19, 2018
Instrument	77458
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8TH ST N LAKE ELMO MN 55042, LAKE ELMO, MN 55042

Mortgage

Document Number	60250337
Date	Dec 12, 2018
Book Page	006025/000337
Instrument	77460

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	14501 GEORGE CARTER WAY # 300, CHANTILLY, VA 20151-1788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 15, 2017
Property Address	10552 3RD AVE, STONE HARBOR, NJ 08247-1272
Document Number	0037670695
Book / Page	003767 / 000695
Instrument Date	Nov 7, 2017
Instrument	39079
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 173859 DENVER CO 802173859, DENVER, CO 80217-3859

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,501,200 (-) Land $848,600 Building $652,600	$1,501,200 (-) Land $848,600 Building $652,600
2025		$1,501,200 (-) Land $848,600 Building $652,600	$1,501,200 (-) Land $848,600 Building $652,600
2024	$11,228.00 (+8.09%)
2023		$1,501,200 Land $848,600 Building $652,600	$1,501,200 Land $848,600 Building $652,600
2022	$10,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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