10514 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 10514 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	1,628 sqft · built 1965
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Dec 2020)
Tax Bill	$5,951 (2024)
Deeds & Mortgages	Dec 2020 Sale Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00105-31-00128-0000-C0001`

Property Details

APN / Parcel Number

Primary APN	`10-00105-31-00128-0000-C0001`
Alternative APN	`10 00105-31-00128-01`

Interior

Stories	1 Story
Building Area	1,628 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	10 00105- 31-00128- 01
Street Address	10514 3RD AVE
City	STONE HARBOR
State	NJ
Zip	08247-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	UNIT W
Legal Subdivision	10514 THIRD AVE CONDO
Legal Block	105
Legal Lot Number	128
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1134
Census Tract	20901

Owner

10514 3rd Ave is owned by an individual who bought it in December 2020.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	143 CARPENTERS ROW, WILMINGTON, DE 19807-2136
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Grant Deed, Transfer SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY
Jan 3, 2020	Grant Deed, Transfer OCEANFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Dec 17, 2014 · Amount on File
Deed Document Number	202042885
Deed Book / Page	3948 / 360
Prior Transfer Date	Mar 9, 2007
Prior Transfer Doc	0000000474
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 2, 2020
Property Address	10514 3RD AVE, STONE HARBOR, NJ 08247-1270
Document Number	0039480360
Book / Page	003948 / 000360
Instrument Date	Nov 24, 2020
Instrument	42885
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$1,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CARPENTERS ROW WILMINGTON DE 198072136, WILMINGTON, DE 19807-2136

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 3, 2020
Property Address	10514 3RD AVE, STONE HARBOR, NJ 08247-1270
Document Number	0038940960
Book / Page	003894 / 000960
Instrument Date	Dec 27, 2019
Instrument	182
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,090.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1122 CONCORD DR HADDONFIELD NJ 080333503, HADDONFIELD, NJ 08033-3503

Mortgage

Document Number	61420771
Date	Jan 3, 2020
Book Page	006142/000771
Instrument	183

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$795,600 (-) Land $678,600 Building $117,000	$795,600 (-) Land $678,600 Building $117,000
2025		$795,600 Land $678,600 Building $117,000	$795,600 Land $678,600 Building $117,000
2024	$5,951.00
2023		$795,600 Land $678,600 Building $117,000	$795,600 Land $678,600 Building $117,000
2022	$5,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10514 3rd Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10514 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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