977 E Territory St, Meridian, ID 83646 Property Records

Ada County property record for 977 E Territory St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,701 sqft · built 2021
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on File
Last Sale	$809,100 (Apr 2022)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7909070600`

Property Details

APN / Parcel Number

Primary APN	`R7909070600`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,701 sqft Living Area
Gross Area	4,781 sqft
1st Floor Area	1,960 sqft
Upper Floors Area	1,741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Garage Type	Attached
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	118 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	977 E TERRITORY ST
City	MERIDIAN
State	ID
Zip	83646-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 30 BLK 01 SILVER SPRINGS SUB NO 1
Legal Range	01E
Legal Township	04N
Legal Section	31
Legal Subdivision	SILVER SPRINGS SUB NO 01
Legal Block	01
Legal Lot Number	30
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2003
Census Tract	10362

Owner

977 E Territory St is owned and occupied by two individuals who bought it in April 2022.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	977 E TERRITORY ST, MERIDIAN, ID 83646-7251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KEY BANK NA
Sep 22, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage WESTMARK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Sep 22, 2021 · Amount on File
Deed Document Number	202235976
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 12, 2022
Property Address	977 E TERRITORY ST, MERIDIAN, ID 83646-7251
Document Number	0000035976
Map Reference	MB120 PG18626-18629
Instrument Date	Apr 12, 2022
Instrument	2022-035976
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	TITLE BAY TITLE COMPANY, TITLE ONE A T&E CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 E TERRITORY ST, MERIDIAN, ID 83646-7251

Mortgage

Document Number	0000035977
Date	Apr 12, 2022
Instrument	2022-035977

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 22, 2021
Property Address	977 E TERRITORY ST, MERIDIAN, ID 83646-7251
Document Number	0000139013
Map Reference	MB120 PG 18626-18629
Instrument Date	Sep 8, 2021
Instrument	2021-139013
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 S CHIPPER WAY, EAGLE, ID 83616-5593
Investor	Possibly a Property Investor

Mortgage

Document Number	0000139014
Date	Sep 22, 2021
Instrument	2021-139014

Lender

Name	WESTMARK CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 13, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 977 E Territory St was $3,396 with a homeowner's exemption, up 2% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,396.00 (+2.04%) Homeowner's exemption	$878,700	$878,700
2024	$3,328.00
2023		$753,300 Land $220,000 Building $533,300	$753,300 Land $220,000 Building $533,300
2022	$3,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 977 E Territory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 E Territory St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Anthem Broadband, Fatbeam.

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