10414 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 10414 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	1,924 sqft · built 1966
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2017)
Tax Bill	$7,319 (2024)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00104-03-00115`

Property Details

APN / Parcel Number

Primary APN	`10-00104-03-00115`
Alternative APN	`1000104000300115`

Interior

Stories	2 Stories
Building Area	1,924 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Street Address	10414 3RD AVE
City	STONE HARBOR
State	NJ
Zip	08247-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L116
Legal Block	104.3
Legal Lot Number	115
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1135
Census Tract	20901

Owner

10414 3rd Ave is owned by two individuals who bought it in August 2017.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 GEORGE DAVISON RD, CRANBURY, NJ 08512-2002
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	Mar 1, 1994 · Amount on File
Deed Document Number	20176867
Deed Book / Page	3748 / 736
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0036570255
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 30, 2017
Property Address	10414 3RD AVE, STONE HARBOR, NJ 08247-1268
Document Number	0037480736
Book / Page	003748 / 000736
Instrument Date	Aug 4, 2017
Instrument	26867
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	34 GEORGE DAVISON RD CRANBURY NJ 085122002, CRANBURY, NJ 08512-2002

Mortgage

Document Number	58960702
Date	Aug 30, 2017
Book Page	005896/000702
Instrument	26869

Lender

Name	ELDA CKOCH (LT)
Address	111 JASON PL, NORTH WALES, PA 19454-1712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2037

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$978,500 (-) Land $884,000 Building $94,500	$978,500 (-) Land $884,000 Building $94,500
2025		$978,500 (-) Land $884,000 Building $94,500	$978,500 (-) Land $884,000 Building $94,500
2024	$7,319.00 (+8.09%)
2023		$978,500 Land $884,000 Building $94,500	$978,500 Land $884,000 Building $94,500
2022	$6,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10414 3rd Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10414 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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