10438 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10438 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 2004
Lot Size	0.204 acres (8,892 sqft)
Owner	Individual Name on Record
Last Sale	$383,500 (Dec 2025)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`700-58-002`

Property Details

APN / Parcel Number

Primary APN	`700-58-002`
Alternative APN	`R0074948`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,968 sqft Total Area
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Rolled Roofing
Lot Area	8,892 sqft (0.204 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	311 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0074948
Street Address	10438 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVS
Legal Description	SUBDIVISION: YUMA EAST EST 7 LOT: 523 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 7
Legal Lot Number	523
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1015
Census Tract	11108

Owner

Source: Yuma County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10438 E 38TH LN, YUMA, AZ 85365-7228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 14, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	2025-29614
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Dec 3, 2025
Property Address	10438 E 38TH LN, YUMA, AZ 85365-7228
Document Number	0000029614
Map Reference	MB 20 PG 49&50
Instrument Date	Nov 21, 2025
Instrument	2025-29614
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10369 E 39TH WAY, YUMA, AZ 85365-7237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10438 E 38TH LN, YUMA, AZ 85365-7228

Mortgage

Document Number	0000029616
Date	Dec 3, 2025
Instrument	2025-29616

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 14, 2020
Property Address	10438 E 38TH LN, YUMA, AZ 85365-7228
Document Number	0000005309
Instrument Date	Feb 10, 2020
Instrument	5309
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10438 E 38TH LN YUMA AZ 853657228, YUMA, AZ 85365-7228

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00 (+0.26%)	$22,022 (+10.25%) Land $4,914 Building $17,108	$286,797 (+21.78%) Land $64,000 Building $222,797
2023	$1,913.00	$19,974 Land $4,792 Building $15,182	$235,495 Land $56,500 Building $178,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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