Howard County property record for 10511 Saddlebrook Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,260 sqft · built 1982 |
| Lot Size | 0.043 acres (1,873 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $343,000 (Aug 2021) |
| Tax Bill | $5,079 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-463290 |
| Primary APN | 06-463290 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Total Area |
| Basement Area | 472 sqft |
| Finished Basement | 472 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,873 sqft (0.043 acres) |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 463290 |
|---|---|
| Street Address | 10511 SADDLEBROOK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1253 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 1 .043 A 10511 SADDLEBROOK CT MURRAY HILL SEC 2 LAUREL |
| Legal Subdivision | MURRAY HILL SEC 02 |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10511 SADDLEBROOK CT, LAUREL, MD 20723-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Prior Sale | Sep 13, 2005 · Amount on Record |
| Deed Book / Page | 20814 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 17, 2021 |
| Property Address | 10511 SADDLEBROOK CT, LAUREL, MD 20723-1253 |
| Document Number | 0208140114 |
| Book / Page | 20814 / 114 |
| Map Reference | PL 4997 |
| Instrument Date | Jul 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10511 SADDLEBROOK CT, 10511, LAUREL, MD 20723-1253 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10511 SADDLEBROOK CT, LAUREL, MD 20723-1253 |
| Document Number | 20814120 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 20814/120 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Number | 0208140137 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 20814/137 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | May 21, 2026 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,079.00 (+0.73%) Homeowner's exemption | $351,667 (+5.16%) | $386,200 (+15.49%) Land $200,000 Building $186,200 |
| 2025 | $5,042.00 (+62.59%) Homeowner's exemption | $334,400 (+13.33%) Land $155,000 Building $179,400 | $334,400 (-) Land $155,000 Building $179,400 |
| 2023 | $295,067 | $334,400 Land $155,000 Building $179,400 | |
| 2022 | $3,101.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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