Howard County property record for 10504 Saddlebrook Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,200 sqft · built 1982 |
| Lot Size | 0.037 acres (1,611 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,000 (Feb 2024) |
| Tax Bill | $5,027 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-463584 |
| Primary APN | 06-463584 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,611 sqft (0.037 acres) |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 463584 |
|---|---|
| Street Address | 10504 SADDLEBROOK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1252 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 27 .037 A 10504 SADDLEBROOK CT MURRAY HILL SEC 2 |
| Legal Subdivision | MURRAY HILL SEC 02 |
| Legal Lot Number | 27 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10504 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 20, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2024 · Amount on Record |
| Deed Sale | Feb 8, 2024 · Amount on Record |
| Prior Sale | Jun 30, 1986 · Amount on Record |
| Prior Transfer Date | Dec 7, 2021 |
| Prior Transfer Doc | 0214670107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 8, 2024 |
| Property Address | 10504 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0222550310 |
| Book / Page | 22255 / 310 |
| Map Reference | MB 4997 |
| Instrument Date | Jan 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10504 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0022255319 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 22255/319 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 20, 2022 |
| Property Address | 10504 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0214670107 |
| Book / Page | 21467 / 107 |
| Map Reference | MB 4997 |
| Instrument Date | Dec 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21423 UNBRIDLED DR, 21423, PARKER, CO 80138-3044 |
| Name | Verified Name |
|---|---|
| Address | 21423 UNBRIDLED DR, PARKER, CO 80138-3044 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,833 (+7.4%) | $393,500 (+22.2%) Land $200,000 Building $193,500 | |
| 2025 | $5,027.00 (+4.66%) Homeowner's exemption | $322,000 (+12.33%) Land $155,000 Building $167,000 | $322,000 (-) Land $155,000 Building $167,000 |
| 2024 | $4,803.00 (+58.62%) | ||
| 2023 | $286,667 | $322,000 Land $155,000 Building $167,000 | |
| 2022 | $3,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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