Howard County property record for 10508 Saddlebrook Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,260 sqft · built 1982 |
| Lot Size | 0.046 acres (2,003 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (May 2012) |
| Tax Bill | $5,087 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-463568 |
| Primary APN | 06-463568 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Total Area |
| Basement Area | 280 sqft |
| Finished Basement | 280 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,003 sqft (0.046 acres) |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 463568 |
|---|---|
| Street Address | 10508 SADDLEBROOK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1252 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 25 .046 A 10508 SADDLEBROOK CT MURRAY HILL SEC 2 LAUREL |
| Legal Subdivision | MURRAY HILL |
| Legal Lot Number | 25 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10508 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit NASA FCU |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage A Z MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2012 · Amount on Record |
| Deed Sale | May 3, 2012 · Amount on Record |
| Prior Sale | Sep 14, 1994 · Amount on Record |
| Deed Book / Page | 13979 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10508 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | US TITLE INSURANCE AGENCY, CU TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 10508 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Investor | Possibly a Property Investor |
| Document Number | 0222010054 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 22201/54 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10508 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 10508 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0207560408 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 20756/408 |
| Name | A Z MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,087.00 (+1.96%) Homeowner's exemption | $343,400 (+5.14%) | $377,000 (+15.43%) Land $200,000 Building $177,000 |
| 2025 | $4,989.00 (+62.46%) Homeowner's exemption | $326,600 (+12.34%) Land $155,000 Building $171,600 | $326,600 (-) Land $155,000 Building $171,600 |
| 2023 | $290,733 | $326,600 Land $155,000 Building $171,600 | |
| 2022 | $3,071.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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