St. Charles County property record for 1051 Whitegate Ct, O Fallon, MO 63366
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,449 sqft · built 1985 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Feb 2022) |
| Tax Bill | $2,470 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T020300146 |
| Primary APN | T020300146 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 966 sqft |
| Basement Area | 966 sqft |
| Finished Basement | 483 sqft |
| Unfinished Basement | 483 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 210 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T020300146 |
|---|---|
| Street Address | 1051 WHITEGATE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-1259 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PINEY CREEK S PT LOT 54 FKA WHITEGATE MANOR |
| Legal Subdivision | PINEY CREEK FKA WHITEGATE MANOR |
| Legal Lot Number | 54 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311603 |
1051 Whitegate Ct, a duplex, is owned by two individuals who bought it in February 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 WINTER MEADOWS DR, WENTZVILLE, MO 63385-9022 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on File |
| Deed Sale | Feb 14, 2022 · Amount on File |
| Prior Sale | Oct 17, 2006 · Amount on File |
| Deed Document Number | 20228875 |
| Prior Transfer Date | Nov 30, 2001 |
| Prior Transfer Doc | 0028060906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 14, 2022 |
| Property Address | 1051 WHITEGATE CT, O FALLON, MO 63366-1259 |
| Document Number | 0000008875 |
| Map Reference | MB 24 PG 57 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2022R-008875 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 WINTER MEADOWS DR, WENTZVILLE, MO 63385-9022 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008876 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022R-008876 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 1051 Whitegate Ct was $2,470, up 2.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,202 (-) | $201,062 (-) Land $36,250 Building $164,812 | |
| 2025 | $2,470.00 (+2.36%) | $38,202 | $201,062 Land $36,250 Building $164,812 |
| 2024 | $2,413.00 | ||
| 2023 | $36,228 | ||
| 2022 | $190,678 Land $25,375 Building $165,303 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1051 Whitegate Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1051 Whitegate Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Wisper ISP.
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