1041 Whitegate Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1041 Whitegate Ct, O Fallon, MO 63366

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 966 sqft · built 1985
Lot Size	0.169 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A860002402`

Property Details

APN / Parcel Number

Primary APN	`A860002402`
Alternative APN	`2-051B-5796-00-0055.1000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Total Area
1st Floor Area	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A860002402
Old Parcel Number	A860002402
Street Address	1041 WHITEGATE CT
City	O FALLON
State	MO
Zip	63366-1259
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PINEY CREEK PT LOT 55 FKA WHITEGATE MANOR
Legal Range	03E
Legal Township	47N
Legal Subdivision	PINEY CREEK FKA WHITEGATE MANOR
Legal Lot Number	55
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1013
Census Tract	311603

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	692 LOST CANYON BLVD, WENTZVILLE, MO 63385-3848
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021
Deed Sale	Feb 3, 2021
Deed Document Number	0202110660
Deed Book / Page	6251 / 0101
Prior Transfer Date	Oct 6, 2014
Prior Transfer Doc	20141006000557870
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 14, 2019
Property Address	1041 WHITEGATE CT, O FALLON, MO 63366-1259
Document Number	0071811419
Book / Page	007181 / 001419
Instrument Date	Nov 4, 2019
Instrument	651160
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 WHITEGATE CT O FALLON MO 633661259, O FALLON, MO 63366-1259

Mortgage

Document Number	71811421
Date	Nov 14, 2019
Book Page	007181/001421
Instrument	651170

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Mortgage

Document Number	71811545,
Date	Nov 14, 2019
Book Page	007181/001545
Instrument	651420

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,828.00	$28,100 (+9.65%)	$147,898 (+9.65%) Land $36,265 Building $111,633
2023		$25,628
2022			$134,887 Land $25,386 Building $109,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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