1081 Whitegate Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1081 Whitegate Ct, O Fallon, MO 63366

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,057 sqft · built 1985
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Tax Bill$2,312 (2025)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APNA860003050

Property Details

APN / Parcel Number

Primary APNA860003050
Alternative APN
  • 2-051B-5796-00-0051.1000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units2 Units
Stories1 Story
Building Area1,057 sqft Living Area
Gross Area2,534 sqft
1st Floor Area1,057 sqft
Basement Area1,057 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area12 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA860003050
Street Address1081 WHITEGATE CT
CityO FALLON
StateMO
Zip63366-1259
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPINEY CREEK PT LOT 51 FKA WHITEGATE MANOR
Legal SubdivisionPINEY CREEK FKA WHITEGATE MANOR
Legal Lot Number51
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1013
Census Tract311603

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1081 WHITEGATE CT, O FALLON, MO 63366-1259
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 2, 2025
Transfer Doc0000044380
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 6, 2025
Property Address1081 WHITEGATE CT, O FALLON, MO 63366-1259
Document Number0000044380
Map ReferenceMB 24 PG 57
Instrument DateOct 2, 2025
Instrument2025R-044380
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1081 WHITEGATE CT, O FALLON, MO 63366-1259

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,713 (-)$187,965 (-) Land $50,000 Building $137,965
2025$2,312.00$35,713 (+9.14%)$187,965 (+9.14%) Land $50,000 Building $137,965
2023$32,722
2022$172,222 Land $35,000 Building $137,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Wisper ISP.

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