10504 E 81st Ter, Raytown (Kansas City), MO 64138 Property Records

Jackson County property record for 10504 E 81st Ter, Raytown, MO 64138

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,384 sqft · built 1960
Lot Size	0.212 acres (9,244 sqft)
Owner	Individual Name on File
Tax Bill	$2,329 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-730-10-16`

Property Details

APN / Parcel Number

Primary APN	`45-730-10-16`
Alternative APNs	`45-730-10-16-00-0-00-000` `45730101600000001` `934842`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,384 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,244 sqft (0.212 acres)
Lot Dimensions	123 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	934842
Street Address	10504 E 81ST TER
City	RAYTOWN
State	MO
Zip	64138-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD LOT 430
Legal Subdivision	SOUTHWOOD
Legal Block	1
Legal Lot Number	430
Jurisdiction	JACKSON MO
Township / Civil Division	BROOKING
Census Block Group	1
Census Block	1015
Census Tract	12802

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10504 E 81ST TER, RAYTOWN, MO 64138-2146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MISSOURI HOUSING DEVELOPMENT COMMISSION
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Apr 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 9, 2021
Deed Sale	Apr 9, 2021
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	2021E38319
Prior Transfer Date	Jul 22, 2008
Prior Transfer Doc	0000E80447
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10504 E 81ST TER, RAYTOWN, MO 64138-2146
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0041980
Date	Apr 19, 2021
Instrument	2021E0041980

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10504 E 81ST TER, RAYTOWN, MO 64138-2146
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0041868
Date	Apr 19, 2021
Instrument	2021E0041868

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 9, 2021
Property Address	10504 E 81ST TER, RAYTOWN, MO 64138-2146
Document Number	00E0038319
Instrument Date	Apr 8, 2021
Instrument	2021E0038319
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10504 E 81ST TER, RAYTOWN, MO 64138-2146

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Raytown City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,128 (-2.7%) Land $4,410 Building $20,718	$132,250 (-2.7%)
2024	$2,329.00 (+0.69%)
2023	$2,313.00	$25,825 Land $4,393 Building $21,432	$135,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1984–2004)
Claims Outside the SFHA	15 of 15
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 2 serves 16,440 people · EPA ID MO1024276
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Everfast Fiber Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile USA, Wisper ISP.

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