10511 E 81st Ter, Raytown (Kansas City), MO 64138 Property Records

Jackson County property record for 10511 E 81st Ter, Raytown, MO 64138

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,451 sqft · built 1960
Lot Size0.232 acres (10,083 sqft)
OwnerIndividual Name on File
Last Sale$182,100 (Jul 2019)
Tax Bill$3,544 (2024)
Deeds & MortgagesJan 2022 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN45-730-11-13

Property Details

APN / Parcel Number

Primary APN45-730-11-13
Alternative APNs
  • 45-730-11-13-00-0-00-000
  • 45730111300000001
  • 934871

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,451 sqft Living Area
1st Floor Area576 sqft
Basement Area576 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,083 sqft (0.232 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area297 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number934871
Street Address10511 E 81ST TER
CityRAYTOWN
StateMO
Zip64138-2147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWOOD --- LOT 502
Legal SubdivisionSOUTHWOOD
Legal Block1
Legal Lot Number502
JurisdictionJACKSON MO
Township / Civil DivisionBROOKING
Census Block Group1
Census Block1022
Census Tract12802

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10511 E 81ST TER, RAYTOWN, MO 64138-2147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 19, 2019Grant Deed, Transfer · FHA Mortgage
LEADERONE FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Deed Document Number2019E55479
Prior Transfer DateOct 26, 2015
Prior Transfer Doc0000E96868
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address10511 E 81ST TER, RAYTOWN, MO 64138-2147
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10511 E 815T TER, KANSAS CITY, MO 64138

Mortgage

Document Number00E0003705
DateJan 12, 2022
Instrument2022E0003705
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON MO
Recording DateJul 19, 2019
Property Address10511 E 81ST TER, RAYTOWN, MO 64138-2147
Document Number0000E55479
Instrument DateJul 15, 2019
Instrument55479E
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10511 E 81ST TER RAYTOWN MO 641382147, RAYTOWN, MO 64138-2147

Mortgage

Document NumberE55480
DateJul 19, 2019
Instrument55480E
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

Mortgage

Document NumberE55481,
DateJul 19, 2019
Instrument55481E
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityRaytown City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,458 (+5.52%) Land $4,537 Building $36,921$218,200 (+5.52%)
2024$3,544.00 (+0.68%)
2023$3,520.00$39,288 Land $4,343 Building $34,945$206,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims15 (1984–2004)
Claims Outside the SFHA15 of 15
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON COUNTY PWSD 2
serves 16,440 people · EPA ID MO1024276
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Everfast Fiber Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile USA, Wisper ISP.

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