10415 E 81st Ter, Raytown (Kansas City), MO 64138 Property Records

Jackson County property record for 10415 E 81st Ter, Raytown, MO 64138 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,116 sqft · built 1960
Lot Size	0.286 acres (12,453 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,325 (2024)
Deeds & Mortgages	Jan 2026 Transfer Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-730-11-17`

Property Details

APN / Parcel Number

Primary APN	`45-730-11-17`
Alternative APNs	`45-730-11-17-00-0-00-000` `45730111700000001` `934875`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	484 sqft
Basement Area	462 sqft
Finished Basement	231 sqft
Unfinished Basement	231 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,453 sqft (0.286 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	934875
Street Address	10415 E 81ST TER
City	RAYTOWN
State	MO
Zip	64138-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD LOT 498
Legal Subdivision	SOUTHWOOD
Legal Block	1
Legal Lot Number	498
Jurisdiction	JACKSON MO
Township / Civil Division	BROOKING
Census Block Group	1
Census Block	1022
Census Tract	12802

Owner

Source: Jackson County records · APN 45-730-11-17

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10415 E 81ST TER, RAYTOWN, MO 64138-2145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2026	Intrafamily Transfer, Transfer
Feb 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 23, 2023	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2023
Deed Sale	Feb 23, 2023
Prior Sale	Apr 09, 2002 · Amount on Record
Deed Document Number	202311301
Last Transfer Date	Jan 07, 2026
Transfer Doc	00E0002192
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jan 09, 2026
Property Address	10415 E 81ST TER, RAYTOWN, MO 64138-2145
Document Number	00E0002192
Instrument Date	Jan 07, 2026
Instrument	2026E0002192
Transaction Type	Transfer
Record Updated	Feb 02, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10415 E 81ST TER, RAYTOWN, MO 64138-2145

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10415 E 81ST TER, RAYTOWN, MO 64138-2145
Transaction Type	Mortgage
Record Updated	Mar 07, 2023
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10537 GODDARD ST 326, 326, OVERLAND PARK, KS 66214-3745

Mortgage

Document Number	00E0012269
Date	Feb 24, 2023
Instrument	2023E0012269

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 23, 2023
Property Address	10415 E 81ST TER, RAYTOWN, MO 64138-2145
Document Number	00E0011301
Instrument Date	Feb 21, 2023
Instrument	2023E0011301
Transaction Type	Transfer
Record Updated	Mar 01, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10415 E 81ST TER, RAYTOWN, MO 64138-2145

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Raytown City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,624 (-33.2%) Land $4,811 Building $19,813	$129,600 (-33.2%)
2024	$3,325.00 (+0.7%)
2023	$3,302.00	$36,860 Land $5,295 Building $31,565	$194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950128021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	15 (1984–2004)
Claims Outside the SFHA	15 of 15
Most Recent Claim	May 2004, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Everfast Fiber Networks	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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